STABILITY
Founded in 1952, San Mateo Credit Union has grown over the years to keep
pace with the evolving financial needs of our member-owners. Since we
first opened our doors, each year has marked a growth in assets and an
expansion of our member base—currently more than $600 million and
61,000, respectively—which is a clear indication of SMCU’s vibrant
financial health and operational strength. We welcome any individual
who lives, works, or attends school in San Mateo County.
ADVANTAGES
Unlike banks, credit unions are owned by their members. At SMCU,
everything we do is designed with member-owners in mind—from quality
services to cost-efficient products to personalized attention. We return
value to everyone who participates in our member-owned financial cooperative,
passing our profits on to you in the form of lower loan rates, higher
dividends on savings, the lowest possible fees, and many free and practical
services. We also place particular emphasis on safeguarding your privacy
at all times, and never sell our members’ information.
PHILOSOPHY
Because our member-owners are our most valuable assets, we embrace
principles that reflect our commitment to you:
“Not for profit, not for charity, but for
service”
“People helping people”
MISSION STATEMENT
While maintaining a sound financial position, San Mateo Credit Union, a
financial cooperative, will provide a wide range of valued financial products
and services and give member-owners a feeling of personal identity and
belonging as an owner.
FINANCIAL EDUCATION
San Mateo Credit Union believes that an educated consumer makes wiser
financial choices. Because we recognize the importance of financial
education as a way to help our member-owners attain their financial goals, we
practice a strong dedication to financial literacy. SMCU offers a wide
variety of workshops and seminars to local schools and organizations on topics
such as money management, budgeting, understanding credit, and safeguarding
against identity theft.
For upcoming seminars and special events, click here.
CONVENIENT LOCATIONS
Serving communities in San Mateo County and on the peninsula, SMCU has
convenient branch locations and ATMs throughout these areas.
For branch and ATM locations, click here.
