
A Visa Direct Check Card combines the accessibility of a VISA card with the convenience of an ATM card. Your purchases are deducted directly from your SMCU checking account, so using your card is just like writing a check. What's more, it's accepted by more than 23 million merchants who welcome VISA®. You can use the card to pay for groceries, travel, restaurants, gas, and much more—plus obtain cash at ATMs and point-of-sale (POS) merchants. To order a new Visa Direct Check Card, call DirectAssist at (650) 363-1725 or (888) 363-1725 or visit your nearest branch.
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BENEFITS |
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Works like a check, only faster and easier |
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Convenient worldwide ATM access for cash withdrawals anywhere the PLUS or STAR symbols are displayed (Click for locations) |
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Withdrawal up to $500 per day from an ATM |
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No finance charges or monthly bills to worry about |
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No monthly or annual fees |
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Free point-of-sale transactions from your checking account |
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Free transactions at SMCU ATMs |
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Additional security through Concierge (Click for more information) |

ADDED SECURITY FROM VISA -Verified by Visa protects your existing Visa Direct Check Card with a personal password, so only you can use your check card online. You are required to register your SMCU Check Card before making any online purchases.
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If you've lost your VISA Direct Check Card or ATM Card please click here.