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Certificate Rates

Term Min Rate APY
3-Month
6-Month
9 Mo Add-on
12-Month
18-Month
24-Month
30-Month
36-Month
48-Month
60-Month
$2,000
$2,000
$500
$2,000
$2,000
$2,000
$2,000
$2,000
$2,000
$2,000
1.736%
1.736%
1.785%
1.884%
2.031%
2.031%
2.031%
2.325%
2.862%
3.105%
1.75%
1.75%
1.80%
1.90%
2.05%
2.05%
2.05%
2.35%
2.90%
3.15%
Click here to view disclosures

Certificate Information

SMCU Certificates can be opened with as little as $2,000 for a specified term.

BENEFITS
High yields
Choice of terms from three to 60 months*
Dividends earned daily, paid monthly
The longer the term, the higher the rate
Federally insured up to $100,000 by the National Credit Union Administration,
a U.S. Government agency

To see how fast your savings can grow with an SMCU Certificate, click here to access our Savings Calculators.

* Penalty for withdrawal before maturity date

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Equal Housing Lender - NCUA