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Money Market Rates |
Money Builder Money Market
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Tier
|
Rate
|
APY
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Less than $2,500
$2,500 to $9,999
$10,000 to $14,999
$15,000 and above
|
0.100%
0.995%
0.995%
0.995%
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0.10%
1.00%
1.00%
1.00%
|
Premier Money Market
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Tier
|
Rate
|
APY
|
Less Than $20,000
$20,000 to $49,999
$50,000 to $74,999
$75,000 to $99,999
$100,000 to $124,999
$125,000 to $149,999
$150,000 and above
|
0.100%
0.995%
1.243%
1.243%
2.178%
2.178%
2.178%
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0.10%
1.00%
1.25%
1.25%
2.20%
2.20%
2.20%
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Partner Money Market
|
Tier
|
Rate
|
APY
|
$20,000 to $49,999
$50,000 to $74,999
$75,000 to $99,999
$100,000 to $124,999
$125,000 to $149,999
$150,000 to $249,999
$250,000 and above
|
0.995%
1.243%
1.243%
2.178%
2.178%
2.178%
2.178%
|
1.00%
1.25%
1.25%
2.20%
2.20%
2.20%
2.20%
|
Click here to view disclosures
* |
NCUA - Your savings are federally insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield
Dividends are compounded monthly.
All Rates Subject to Change. Rates Effective May 10th, 2008.
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SMCU offers you a choice of three high-yield accounts. All include:
- Daily access to your funds
- Tiered rates—so the more you have on deposit, the more you earn
- No monthly fees or charges
To open a Money Market account and start enjoying its many benefits, call DirectAssist at (650) 363-1725 or (888) 363-1725 or visit the branch nearest you.
COMPARISON CHART
FEATURES |
MONEY-BUILDER |
PREMIER |
PARTNER |
Minimum opening balance |
$2,500 |
$20,000 |
$50,000 |
Balance tiers |
$ 2,500 - $ 9,999
$10,000 - $14,999
$15,000 and above |
$ 20,000 - $ 49,999
$ 50,000 - $ 74,999
$ 75,000 - $ 99,999
$100,000 - $124,999
$125,000 - $149,999
$150,000 and above |
$ 50,000 - $ 74,999
$ 75,000 - $ 99,999
$100,000 - $124,999
$125,000 - $149,999
$150,000 - $249,999
$250,000 and above
|
High yields |
yes |
yes |
yes |
Tiered dividend rates |
yes |
yes |
yes |
Access via ATM |
n/a |
n/a |
yes |
Access via check |
yes, limited1 |
yes, limited1 |
n/a |
Access via SMCU OnLine |
yes, limited1 |
yes, limited1 |
yes, limited1 |
Insured up to $100,000 |
yes |
yes |
yes |
Monthly service fee |
FREE |
FREE |
FREE |
Benefits |
High yields
Tiered rates from $2,500 to $15,000
Convenience of writing up to three checks per month
|
Higher yields
Tiered rates from $20,000 to $150,000
Convenience of writing up to three checks per month
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Highest yields
Tiered rates from $50,000 to $250,000
Interest Plus Checking account
Unlimited access at the ATM
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1 Pre-authorized withdrawal transaction limits apply to savings and money market accounts. For complete terms and conditions, refer to the Truth-In-Savings Disclosure & Accounts Agreement.
Dividends are compounded monthly. Fees may reduce earnings.
This credit union is federally insured by the National Credit Union Administration. Your savings are federally insured up to $100,000. |
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