International Money Transfers through Ria

Ria is an ideal way to send money to other countries. It's fast, secure, and convenient; the exchange rates are excellent; and the costs are very low compared to international wire transfers or money wire agencies.

Additional services available with a Ria transfer to most countries include:

	Telephone notification to the beneficiary
	Free message with your transfer
	No charges for picking up the funds
	Cash delivery or deposit to an account
	Guaranteed delivery or your money back

Domestic Wire Transfers

SMCU offers a safe and easy way to transfer money from one financial institution to another. We charge a low fee for outgoing transfers, and no fee for incoming transfers.

When sending a wire transfer, you will need to provide us with the following information about the receiving institution:

	9-digit routing number (sometimes called the ABA number)
	Institution name
	Branch address
	Phone number
	Name of account holder at receiving institution
	Account number of deposit account at receiving institution
	Type of account at receiving institution (savings, checking, money market)

When receiving a wire transfer from another institution, you will need to provide that institution with the following information:

	San Mateo Credit Union P.O. Box 910 Redwood City, CA 94064
	(650) 363-1725
	Routing number: 321-174-851
	Name of account holder (your name)
	Type of account money is going to (savings, checking, money market)
	If savings, your membership number
	If checking or money market, the 13-digit number that appears on your checks

Routing Number

The ABA routing number is a 9–digit number assigned to financial institutions by The American Bankers Association (ABA) to identify the financial institution upon which a payment was drawn. Routing numbers are sometimes referred to as “check routing numbers”, “ABA numbers”, or “routing transit numbers” (RTN).

San Mateo Credit Union's routing number is 321174851. This number can also be found at the bottom of your checks in the bottom left-hand corner. Your full checking account number can also be found at the bottom of your checks as well. You will need this number for such things as wire transfers and making payments by phone.