Review Your Social
Security Record - The Social Security Administration is sending
reports titles "Personal Earnings and Benefit Estimate Statement."
This report shows your history of earnings and benefit estimates. Learn what
to look in your report.
An IRA Refresher -
Individual retirement accounts are the basis of many individuals retirement
planning. Even with a company retirement plan, the right IRA can help
business owners accumulate the wealth they desire.
Are You Aware of the New
Benefits of IRAs? - The 2001 Tax Law improved an already good
financial planning tool. Increased contribution limits and the potential for
additional contributions by those ages 50 and over make these accounts better
than ever.
IRA or Roth IRA?
Many individuals have the opportunity to convert their traditional IRA to a
Roth IRA and enjoy some additional benefits. However, there are restrictions
and costs. You should examine this opportunity to see if it is right for
you.
IRAs for Teens - Many
teenagers have income from summer or part-time jobs. Establishing a Roth
Individual Retirement Account may be the beginning of a secure financial
foundation. It can also help the teen develop some good savings habits.
Take Full Advantage of
Your Employer's 401(k) Plan - This popular type of retirement
plan can be a major source of wealth. Understanding more about 410(k) plans
will make your decision making easier.
Taking Money Out of Your
IRA - Many people think of an IRA only as a savings tool. Yet,
at some point, every dollar in an IRA will be distributed. Learn how
different tax rules apply at different times of your life.
Understanding
the Social Security System - The Social Security system is the
foundation of many individual's financial plan for retirement. This article
includes information on benefits and costs of this important part of
retirement planning.
Rethinking
Retirement - The recent decline in the stock market is causing
many to re-evaluate how to save for retirement, when to retire and how to
live after retirement. There are several things to consider as you plan for a
financially secure retirement in light of the current stock market.
Can $3000 IRA Contributions
Really Add Up? - A wise person once said that humans tend to
over-estimate what they can accomplish in the short-term and under-estimate
what they can accomplish in the long-term. This holds very true for IRA
contributions.
What Should You
Expect to Receive from Social Security? - Social Security
retirement benefits are usually only one source of retirement income. This
article describes current average benefit levels.
