CATCH OUR
12-MONTH IRA SPECIAL CERTIFICATE

^APY*
$2,000 Minimum to open
LIMITED-TIME OFFER

For more information, contact us at (650) 363-1725 or visit one of our branch locations today!

*APY is Annual Percentage Yield. Minimum balance to open the account and earn the APY is $2,000 for IRA Special Certificates. Penalty will be imposed for early withdrawal. Fees could reduce earnings. APY is accurate as of January 5th, 2009. The 12-month IRA certificate rolls into a standard 12-month IRA certificate at maturity. Offer and rate is subject to change without notice. Membership is open to anyone who lives, works, or attends school in San Mateo County. A one-time $10 membership fee will apply to all new membership accounts. A one-time $1 membership fee for youth up to age 18. Please contact us for more details.