Youth Accounts

Most children think of money as a magical substance that never runs out. As a parent, you know the truth, and you know how necessary it is that your children learn the importance of earning and saving money. At SMCU, we’re here to help you instill fundamental money management skills that will lay a foundation for life. Best of all, we keep things lively and fun, with special programs and activities geared to our young members. Among our programs, we offer two accounts designed just for them.

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If your child thinks spending money is fun, wait until they have a SMCU Smart Savers account and start saving. Just for kids ages 12 and under, a Smart Savers account gives your kids a place to save money for something they really want — like a new bike, a cool new video game or something else they can’t afford just yet. Record books are available so your child can watch his or her savings grow. And if your child saves $500, an Ollie Certificate can be opened up letting him or her earn higher interest on the money. With the encouragement of Ollie the Owl, your child receives an extra incentive for savings – a chance to pick a prize out of the treasure chest for every deposit made into his or her account at any branch location. Kids will be amazed how fast a little bit of money saved can add up.

Achievers Account

For young adults ages 13-17, an Achievers Accounts is a stepping stone to independent financial management. As kids grow into teens and start to earn money, it’s important to reinforce the importance of saving. Achievers Accounts offer a variety of services online, including educational materials, to help them learn about responsible money-management techniques. And, when the time is right, they will become full-fledged, money-wise SMCU members — just like their parents.

Links to youth sites