Youth Accounts

Hey parents! Here's how
to get them started.

Teaching kids the value of money is one of those generational stories that renews every year. We have some suggested starter products that will get your children familiar with the basics. And there are some things for your college-bound child as well:

Custodial Accounts

  • A great way to save for your child's future
  • Savings option for a minor child

More about Custodial Accounts »

Youth Savers

  • Minimum opening balance: $5
  • Earns dividends
  • Open a certificate when saving more than $250 to earn higher interest

More about Youth Savers »

Youth Certificate

  • Minimum opening balance: $250
  • Fixed rate
  • 12-month term
  • $50 add-on feature

More about Youth Certificates »

Other Products and Services

  • Student Visa® card
  • Tuition loans
  • Computer loans
  • First-time auto loans
  • Access to online educational materials

Please call our Contact Center at (650) 363-1725 if you have questions.

We've got a person here to help you. Her name is Kristi Lozano. She's our resident expert if you've got questions.
Kristi can be contacted at klozano@smcu.org or you can reach her at (650) 562-1233.