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Apply today for a mortgage and a chance to win a family vacation
1% cash back auto refinance
Refinance your auto loan with SMCU and ride home with cash up to $500
Premium Checking Perks Piled High
Premium Checking that checks all the boxes.
Mortgage calculators for every situation
SMCU Home Loan Experts
Rates as low as
The Impact of Saving More
Learn about Certificates (CDs)
Check out our Savings Rates
Member Car Sales
Vehicle Loan Center
Auto Loan Rates
as low as
Build a Monthly Budget
Home Loan Payment Help
Credit Card Rates
as low as
Retirement 101 Online Education
Insurance is part of retirement
View savings and IRA rates
Check balances on Mobile Banking
Credit Cards from SMCU
earn up to
Download our new Card Manager App for your DEBIT CARD today!
Our Card Manager App provides a secure & convenient way to manage your DEBIT CARD.
Refinance your auto loan and get 1% cash back.
Bring us your auto loan from another lender and leave with cash.
Spend your way with a credit card that fits your style.
SMCU has a Visa® credit card that works for you.
Apply today for a mortgage & you could win a trip.
Apply for an SMCU mortgage for a purchase or refinance & you could win a family vacation.
San Mateo Credit Union supports community financial wellness. Since 2019, we’ve had:
Notices advising of Privacy Opt-Out choices have been sent out with the March 2022 Statement.
Missed our Annual Meeting? View a recording of the event and a copy of the report.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.