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Real Estate Rates
Loans up to $417,000
Effective: April 18th, 2014
30 Year Fixed Rate
0.000 points
15 Year Fixed Rate
0.000 points
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: April 18th, 2014
New Autos
1.99% APR
up to 36 months
Used Autos
2.24% APR
up to 36 months
Find a branch or ATM
  • 15 SMCU ATMs in the County
  • 28,000 Surcharge-Free CO-OP ATMs
  • 5,500 7-Eleven Locations
Search by ZIP code now!
News and Announcements
Learn how we protect your accounts from internet threats like the Heartbleed bug.
Click here to find out more about the Heartbleed bug and your password security.
Win a $2500 scholarship with San Mateo Credit Union! Click here to learn more.
Speak Up For Your Credit Union!
Click here for details.
Important information regarding
your privacy choice.

Click here for details.
Mark your calendar for SMCU’s upcoming Annual Meeting on Thursday, May 29, 2014!
Come find out what’s happening at your credit union. Click here for details.
Access cash from a Walgreens location.
Click here for details.
SMCU offers FHA Loans.
Find out how an FHA loan can get you on your way to home ownership. Learn more.
SMCU cares for our environment!
We've installed a solar rooftop system! To learn more click here.
Introducing SMCU Mobile for your iPad!

Check balances, pay bills and even deposit checks right from your iPhone, Android and NOW your iPad!
Get it today!