Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
User ID


Password

Enroll in SMCU OnLine
Forgot Password
SMCU OnLine has a new look! Click here to learn more.
Worried about paying your mortgage? We can help...
Calendar of Events
Sep 7 Labor Day - All offices closed
Sep 19 -
Sep 20
SMCU Pre-owned Car Sale
Real Estate Rates
Loans up to $417,000
Effective: September 2nd, 2015
30 Year Fixed Rate
1.000 points
Rate
3.750%
APR
3.879%
15 Year Fixed Rate
0.000 points
Rate
3.000%
APR
3.119%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: September 2nd, 2015
New Autos
1.99% APR
up to 72 months
Used Autos
2.24% APR
up to 60 months

Need a branch or ATM?
  • 24 SMCU ATM locations
  • 27 SMCU Branded ATMs at Peninsula Walgreen’s and Rite Aid locations
  • 30,000 ATMs nationally in the surcharge-free CO-OP network
Click here to learn more
News and Announcements
Click Here to learn more about the On Broadway Branch’s Change of Hours.
Changes to Shared Branching - Click Here to learn more.

SMCU credit cards now have EMV chip technology. Click here to learn more.

Important information regarding
your privacy choice.

Click here for details.
Apply for a loan by phone on Saturdays!
Click here for details.
7