Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Open An Additional Account

If you are a current member of SMCU, opening additional accounts is easy. Just log into SMCU OnLine and click "Open an Additional Account" located in the Services section of the online home page.

Open Another Account Through SMCU OnLine               Open Another Account as a Guest

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Equifax Breach: Info to Know
143 million Americans may have been affected by this cybersecurity incident. Here’s what you should know and what you can do to protect yourself...

Equifax Breach Info

$1,000 off closing costs. Buy or refinance your home.
Low Rates on Auto Loans
Worried about paying your mortgage? We can help...Worried about paying your mortgage? We can help...
Calendar of Events
Sep 30 Free Home Buying Seminar
Oct 9 Columbus Day - All offices closed
Oct 14 Secure your ID Day
$1,000 off closing costs
First Steps to Home Ownership Seminar
SMCU's new Visa Signature card. Earn greater rewards and cash back.
FDIC Insured Market-Linked CDs
Real Estate Rates
Loans up to $424,100.00
Effective: September 25th, 2017
30 Year Fixed Rate
0.000 points
Rate
3.875%
APR
3.921%
15 Year Fixed Rate
0.000 points
Rate
3.250%
APR
3.331%
Real Estate Rates

Apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: September 25th, 2017
New & Used Autos
1.99% APR
up to 36 months

Savings and Certificates

Loans

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