Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
User ID


Password

Enroll in SMCU OnLine
Forgot Password

We will be performing end of year maintenance on our systems on Sunday December 11th from 9am to 10am. During this time, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Worried about paying your mortgage? We can help...
Calendar of Events
Dec 24 Christmas Eve - Saturday branches open until 1pm
Dec 26 Christmas Day Observed
Dec 31 New Year's Eve - Saturday branches open until 1pm
Jan 2 New Year’s Day Observed
Real Estate Rates
Loans up to $417,000
Effective: December 7th, 2016
30 Year Fixed Rate
1.000 points
Rate
4.000%
APR
4.131%
15 Year Fixed Rate
0.000 points
Rate
3.375%
APR
3.458%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: December 7th, 2016
New & Used Autos
1.99% APR
up to 36 months

News and Announcements
Our downtown Redwood City branch is moving October 2016. Click here for details.
Received a new debit card?
Click Here for info on activating your card.
Update to Walgreens ATMs.
Click here for info.
Important information regarding
your privacy choice.

Click here for details.

Passcode for SMCU Mobile

Passcode is a new feature that allows you to easily log into the SMCU Mobile app and view your balances and transactions. You choose a 4 digit PIN which quickly logs you in. If you need to make a transfer, use Bill Pay or deposit a check you will be prompted to enter your full user name and password.

Set up Passcode today! Log in as you normally would. The tap the menu button in the upper left and go to Settings. Turn on Passcode, set your code and you're done!

Passcode is available for iPhone and Android phones. We hope this new feature makes using SMCU Mobile even easier than before.

6