San Mateo Credit Union | CA Credit Union

Buy a home

Build my savings

Buy a car

Reduce my debt

Plan for retirement

Spend smarter

I want to Buy a home

Online Education Courses

Take our “Moving into Home Ownership” online courses.

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Mortgage calculators for every situation

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SMCU Home Loan Experts

^{Rates as low as}
3.340% APR*

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I want to Grow my savings

Take an Online Education Course

Learn the basics about saving and how to do it.

Take the Course

The Impact of Saving More

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Learn about Certificates (CDs)

Savings Rates
^{as high as}
2.55% APY

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I want to Buy a Car

Calculate a Vehicle Payment

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Member Car Sales

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Vehicle Loan Center

Auto Loan Rates
^{as low as}
1.99% APR*

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I want to Reduce my debt

Run the numbers on your debt

Use our debt calculators to see where you stand.

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Build a Monthly Budget

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Home Loan Payment Help

Credit Card Rates
^{as low as}
9.99% APR*

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I want to Plan for retirement

Run the numbers on your retirement

Use our retirement calculators to see where you stand.

Calculate

Retirement 101 Online Education

Take Course

Insurance is part of retirement

View savings and IRA rates

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I want to Spend smarter

Find a Free ATM Near You

Over 30,000 no-fee CO-OP ATMs nationwide.

Find an ATM

Check balances on Mobile Banking

Get the App

Credit Cards from SMCU

Premium Checking
^{earn up to}
1.00% APY*

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First Name*

Last Name*

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Phone Number

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SMCU Connections

Personal Savings

Personal Spending

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Home Loans

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Embrace the power of your home’s equity

With SMCU, car buying is fast, easy, and affordable.

Make your season bright with a Holiday Loan

Refinance Your Auto Loan

Fall in love with a new home