Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
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Calendar of Events
Real Estate Rates
Loans up to $417,000
Effective: July 4th, 2015
30 Year Fixed Rate
1.000 points
Rate
4.000%
APR
4.131%
15 Year Fixed Rate
0.000 points
Rate
3.250%
APR
3.332%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: July 4th, 2015
New Autos
1.99% APR
up to 72 months
Used Autos
2.24% APR
up to 60 months

Find a branch or ATM
  • 15 SMCU ATMs in the County
  • 28,000 Surcharge-Free CO-OP ATMs
  • 5,500 7-Eleven Locations
Search by ZIP code now!
News and Announcements

SMCU credit cards now have EMV chip technology. Click here to learn more.

Important information regarding
your privacy choice.

Click here for details.
Apply for a loan by phone on Saturdays!
Click here for details.
Apple Pay

Use your SMCU cards with Apple Pay.
Click here for more.

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