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Maintenance Alert: Call-24, Online and Mobile Banking will be undergoing maintenance on October 24, 2021 beginning at 6:00pm PT and ending at 8:00pm PT. Call-24, Online and Mobile Banking will not be available during this time. We apologize for any inconvenience this may cause.

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I want to Buy a home
Home Lending Center
See how SMCU loans and services can help you own.
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Online Education Courses
Take our “Moving into Home Ownership” online courses.
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We Solve Problems When Others Can’t
Please submit your name and email to receive more helpful information from San Mateo Credit Union. (*Required information.)
 
I want to Grow my savings
Open a Savings Account
Get an account that helps you reach your goal.
View Savings Accounts
Take an Online Education Course
Learn the basics about saving and how to do it.
Take the Course
We Solve Problems When Others Can’t
Please submit your name and email to receive more helpful information from San Mateo Credit Union. (*Required information.)
 
I want to Buy a Car
Vehicle Loan Center
SMCU loans and services that make auto buying easy.
Take a look
Calculate a Vehicle Payment
Calculate
We Solve Problems When Others Can’t
Please submit your name and email to receive more helpful information from San Mateo Credit Union. (*Required information.)
 
I want to Reduce my debt
Debt and Credit Counseling
Get one-on-one support to reduce your debt.
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Run the numbers on your debt
Use our debt calculators to see where you stand.
Calculate
We Solve Problems When Others Can’t
Please submit your name and email to receive more helpful information from San Mateo Credit Union. (*Required information.)
 
I want to Plan for retirement
Wealth Management Services
Get investment guidance from a CFS* Wealth Advisor.
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Run the numbers on your retirement
Use our retirement calculators to see where you stand.
Calculate
We Solve Problems When Others Can’t
Please submit your name and email to receive more helpful information from San Mateo Credit Union. (*Required information.)
 
I want to Spend smarter
Budgeting calculators
Build and maintain a healthy monthly budget.
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Find a Free ATM Near You
Over 30,000 no-fee CO-OP ATMs nationwide.
Find an ATM
We Solve Problems When Others Can’t
Please submit your name and email to receive more helpful information from San Mateo Credit Union. (*Required information.)
 
Auto Refinance

Refinance your auto loan and get 1% cash back.

Auto
Auto Refinance

Bring us your loan from another lender and leave with cash.

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Balance Transfer Offer

Transfer high-rate credit card balances and save.

Personal Credit Cards
Small Rate, Big Savings

Transfer your high-rate credit card balance to an SMCU credit card today.

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Mortgages

Open the door to home ownership.

Home Loans
Mortgages

When you're ready to buy, refinance or use you home's equity, we can help you every step of the way.

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Mobile Banking

Manage your finances on your own schedule.

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Explore Mobile Banking

Take care of your finances on the go using SMCU Mobile Banking.

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Certificates*†
Rates as high as
0.90% APY
link to rates page
Low Rate Auto Loan
Rates as low as
1.99% APR
link to rates page
Personal Loan
Rates as low as
8.99% APR
link to rates page
Credit Cards
Rates as low as
1.99% APR
link to rates page
People Helping People
San Mateo Credit Union supports community financial wellness. Since 2019, we’ve had:
4,764
Financial Education Students
$265,959
Contributions and Scholarships
SMCU Connections
latest-news
Latest News View All
New SMCU ATM in Brisbane

We have a brand new ATM in the city of Brisbane.

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seminars-and-events
Seminars & EventsView All
International Credit Union Day October’21

Celebrate the Spirit of the Credit Union Movement on Thursday, October 21, 2021

Learn more

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