Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login

Text/Phone Scam Alert
If you receive a text message or call claiming to be from SMCU that asks you to verify account information, do not reply or provide any information.
Learn More

Worried about paying your mortgage? We can help...
Calendar of Events
Real Estate Rates
Loans up to $424,100.00
Effective: July 25th, 2017
30 Year Fixed Rate
0.000 points
Rate
4.125%
APR
4.172%
15 Year Fixed Rate
0.000 points
Rate
3.375%
APR
3.456%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: July 25th, 2017
New & Used Autos
1.99% APR
up to 36 months

News and Announcements
Home Ownership Seminar - Dates Available Click here to learn more.
SMCU's Annual Report
Click here for info.
Important information regarding
your privacy choice.

Click here for details.
Received a new debit card?
Click Here for info on activating your card.
SMCU sends out surveys to improve member service. Click here for details.

Passcode for SMCU Mobile

Passcode is a new feature that allows you to easily log into the SMCU Mobile app and view your balances and transactions. You choose a 4 digit PIN which quickly logs you in. If you need to make a transfer, use Bill Pay or deposit a check you will be prompted to enter your full user name and password.

Set up Passcode today! Log in as you normally would. The tap the menu button in the upper left and go to Settings. Turn on Passcode, set your code and you're done!

Passcode is available for iPhone and Android phones. We hope this new feature makes using SMCU Mobile even easier than before.

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