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Real Estate Rates
Loans up to $417,000
Effective: March 11th, 2014
30 Year Fixed Rate
0.000 points
Rate
4.500%
APR
4.549%
15 Year Fixed Rate
0.000 points
Rate
3.500%
APR
3.583%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: March 11th, 2014
New Autos
1.99% APR
up to 36 months
Used Autos
2.24% APR
up to 36 months
Find a branch or ATM
  • 15 SMCU ATMs in the County
  • 28,000 Surcharge-Free CO-OP ATMs
  • 5,500 7-Eleven Locations
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 News and Announcements
Worried about the Target security breach?
Here's what we know now, what we're doing, and what you can do to help be secure during this busy shopping season. Click here to learn more.
Speak Up For Your Credit Union!
Click here for details.
San Mateo Credit Union member limited-time offer.
Save up to $15 on TurboTax® Federal products. Click here for details.
Access cash from a Walgreens location.
Click here for details.
SMCU offers FHA Loans.
Find out how an FHA loan can get you on your way to home ownership. Learn more.
SMCU cares for our environment!
We've installed a solar rooftop system! To learn more click here.
Introducing SMCU Mobile for your iPad!

Check balances, pay bills and even deposit checks right from your iPhone, Android and NOW your iPad!
Get it today!
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