Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
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Password

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SMCU OnLine has a new look! Click here to learn more.
Worried about paying your mortgage? We can help...
Calendar of Events
Feb 15 President's Day - All Offices Closed
Mar 12 -
Mar 13
SMCU Pre-owned Car Sale
Real Estate Rates
Loans up to $417,000
Effective: February 13th, 2016
30 Year Fixed Rate
1.000 points
Rate
3.500%
APR
3.628%
15 Year Fixed Rate
0.000 points
Rate
2.875%
APR
2.956%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: February 13th, 2016
New Autos
1.49% APR
up to 60 months
Used Autos
2.24% APR
up to 60 months

News and Announcements
Save Up To $15 on TurboTax and Enter The $25,000 Sweepstakes!
Click Here for details.
Important Notice:
On Broadway Branch Closing

Click Here for details.
Changes to Shared Branching - Click Here to learn more.
Click Here to learn more about SMCU's 2016 Educational Scholorship.
Important information regarding
your privacy choice.

Click here for details.
Apply for a loan by phone on Saturdays!
Click here for details.

Passcode for SMCU Mobile

Passcode is a new feature that allows you to easily log into the SMCU Mobile app and view your balances and transactions. You choose a 4 digit PIN which quickly logs you in. If you need to make a transfer, use Bill Pay or deposit a check you will be prompted to enter your full user name and password.

Set up Passcode today! Log in as you normally would. The tap the menu button in the upper left and go to Settings. Turn on Passcode, set your code and you're done!

Passcode is available for iPhone and Android phones. We hope this new feature makes using SMCU Mobile even easier than before.

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