Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
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Worried about paying your mortgage? We can help...
Calendar of Events
Sep 7 Labor Day - All offices closed
Sep 19 -
Sep 20
SMCU Pre-owned Car Sale
Real Estate Rates
Loans up to $417,000
Effective: September 1st, 2015
30 Year Fixed Rate
1.000 points
Rate
3.750%
APR
3.879%
15 Year Fixed Rate
1.000 points
Rate
3.125%
APR
3.207%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: September 1st, 2015
New Autos
1.99% APR
up to 72 months
Used Autos
2.24% APR
up to 60 months

Need a branch or ATM?
  • 24 SMCU ATM locations
  • 27 SMCU Branded ATMs at Peninsula Walgreen’s and Rite Aid locations
  • 30,000 ATMs nationally in the surcharge-free CO-OP network
Click here to learn more
News and Announcements
Click Here to learn more about the On Broadway Branch’s Change of Hours.

SMCU credit cards now have EMV chip technology. Click here to learn more.

Important information regarding
your privacy choice.

Click here for details.
Apply for a loan by phone on Saturdays!
Click here for details.
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