San Mateo Credit Union | CA Credit Union

Buy a home

Build my savings

Buy a car

Reduce my debt

Plan for retirement

Spend smarter

I want to Buy a home

Online Education Courses

Take our “Moving into Home Ownership” online courses.

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Mortgage calculators for every situation

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SMCU Home Loan Experts

^{Rates as low as}
3.340% APR*

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I want to Grow my savings

Take an Online Education Course

Learn the basics about saving and how to do it.

Take the Course

The Impact of Saving More

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Learn about Certificates (CDs)

Savings Rates
^{as high as}
2.55% APY

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I want to Buy a Car

Calculate a Vehicle Payment

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Member Car Sales

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Vehicle Loan Center

Auto Loan Rates
^{as low as}
1.99% APR*

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I want to Reduce my debt

Run the numbers on your debt

Use our debt calculators to see where you stand.

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Build a Monthly Budget

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Home Loan Payment Help

Credit Card Rates
^{as low as}
9.99% APR*

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I want to Plan for retirement

Run the numbers on your retirement

Use our retirement calculators to see where you stand.

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Retirement 101 Online Education

Take Course

Insurance is part of retirement

View savings and IRA rates

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I want to Spend smarter

Find a Free ATM Near You

Over 30,000 no-fee CO-OP ATMs nationwide.

Find an ATM

Check balances on Mobile Banking

Get the App

Credit Cards from SMCU

Premium Checking
^{earn up to}
2.00% APY*

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SMCU Connections

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Personal Spending

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Understand your 401K Rollover options.

It’s good to have dreams.

1% cash back auto refinance