San Mateo Credit Union (SMCU) is providing this link to an external website because it may contain related information of interest to you or the website is one of our partners. You are leaving the SMCU to a website that is not operated by the credit union and is not responsible for the content. SMCU does not represent either the third party (external website) or the member if the two enter into a transaction. The privacy and security policies may differ from those practiced by SMCU. Click “Continue” to go to the website or cancel to remain on the SMCU website.
Earn 4.00%APY* with our Flex Certificate
Make deposits with ease and withdrawals without penalty and make your money grow.
Free Home Buying Seminar
Join us for this informative free virtual event on 12/5/23.
Turn your dream of home ownership into a reality
Receive 0.125%* off any ARM for a new home purchase until December 31st.
Open a Digital Savings Account and earn up to 4.00%APY*
Let your savings soar with SMCU's Digital Savings and turn your goals into a reality.
Earn a One-Time $100 Checking Bonus
With a Premium Checking account that also earns 3.50% APY*
Fine tune your savings and earn as high as 5.00%APY*
Find your perfect pitch with a variety of certificate terms and earn as high as 5.00%APY* with Active Checking.
Mortgage calculators for every situation
SMCU Home Loan Experts
Rates as low as
The Impact of Saving More
Learn about Certificates (CDs)
Check out our Savings Rates
Member Car Sales
Vehicle Loan Center
Auto Loan Rates
as low as
Build a Monthly Budget
Home Loan Payment Help
Credit Card Rates
as low as
Retirement 101 Online Education
Insurance is part of retirement
View savings and IRA rates
Check balances on Mobile Banking
Credit Cards from SMCU
earn up to
Manage your SMCU card activity anywhere, anytime.
SMCU's Card Manager app allows you to safely & securely manage your SMCU cards.
Earn a one-time $100 Cash Bonus** and earn 3.50%APY* on your balance
Earn a one-time $100 Cash Bonus** when you open a Premium Checking by December 31, 2023.
Earn up to 4.00%APY* with a Flex Certificate.
Plus earn a great rate of 4.00%APY*
Limited Time Offer: Special low rate of 6.99%APR* for 12 months
LIMITED TIME OFFER: Special low-rate of 6.99%APR*3 for 12 months
San Mateo Credit Union supports community financial wellness. Since 2019, we’ve had:
Please be advised of our new mailing address for Credit Card payments.
Join us for this free virtual and informative event
Tuesday, December 5, 2023
6:00PM – 7:00PM
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.