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Direct Deposit

Get quicker access to your paycheck, automatically

Cut out trips to the credit union and stop worrying about lost or stolen checks by having them directly deposited into your SMCU account. Direct Deposit is the easy, worry-free way to have checks electronically deposited, giving you peace of mind and faster access to your funds.

Employee paychecks

Most employers make signing up for direct deposit of your payroll check easy. Speak with your payroll or human resources department. Usually you can sign up in just a few minutes at work. All you need is your SMCU account number and routing number.

Social Security checks

There are three ways to sign up for direct deposit of Social Security checks:
  • Go to to sign up online.
  • Call GoDirect at (800) 333-1795.
  • Visit your local SMCU branch or SSA office.

Other government checks

Please call the agency that issues the check to set up your direct deposit.

We're here to help

If you have questions about setting up direct deposit, give us a call at (650) 363-1725 or stop by your nearest branch
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