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Youth Accounts

Technology Upgrade: Youth Accounts

As part of the Technology Upgrade, any member who is 18 years of age or older and still has a Youth Savings Account and/or Student Checking Account will see those accounts converted to adult accounts. Details below. 

If you are at least 18 years old at the time of the upgrade

  • Any Youth Savings account you hold will be converted automatically into an Adult (Regular) Savings Account. There are no fees or other changes that you will notice with this change. 
  • Any Youth/Student Checking account you hold will be converted into a Free Checking Account. There are no fees on this account; the only difference is that you will now have the option to opt-in to Courtesy Pay for Debit and ATM transactions.
After the upgrade, the account conversion process described above will occur automatically as members turn 18 in the future.


We're here to answer your questions

If you have any questions about the SMCU Technology Upgrade or the specific information on this page, please call us at (650) 363-1725.

Technology Upgrade
See how SMCU's Technology Upgrade from June 7 - June 11 will impact your SMCU services and benefit you.
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