Skip to Main Content Skip to Sitemap Online Banking

Your financial partner for life

Membership at San Mateo Credit Union is about so much more than dollars and cents. At SMCU, you're a neighbor, not a number. It is our privilege to travel with you throughout your financial journey, from first savings account to retirement and everything in between. We'll be here for the long term, providing value and education throughout your relationship with us.

Most of all, we know that members will always be our most valuable assets. What's best for your financial wellness is best for our organization. Welcome to SMCU.

Eligibility for membership

You are eligible for membership in SMCU if:
  • You live, work, worship, or attend school in San Mateo County, the City of Palo Alto, or select San Francisco zip codes: 94110, 94112, 94116, 94122 94124, 94132, or 94134. 
  • You are a member of or employed by one of our partner organizations or businesses. 
  • You have a family member, domestic partner, or roommate that is a member of SMCU. 

Ready to join?

If improving your financial health is a one of your goals, an SMCU membership can help you get there.

Join Now  

Questions about membership?

We would love to hear from you. Give us a call at (650) 363-1725 or visit your nearest branch to find out more about SMCU membership benefits.
Open a Loan or Account Online
This easy process takes only a few minutes.
Get Started

Relax. You've got NCUA insurance.
Understand how your funds are insured.
Learn More
Premium Checking
Here’s the perfect account to earn a high interest rate when you use your debit card often.