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Mobile Deposits

Skip the trip, deposit checks from anywhere.

How often do you take pictures with your phone? All the time? Once in a while? Well, now you can use your phone's camera to deposit checks into your San Mateo Credit Union account. No need to drive to a branch or ATM.

Tap, snap, done

Using SMCU mobile deposit is easy. Here's how:

  1. Log in to the SMCU Mobile App 
  2. Endorse the check and write underneath your endorsement "For Mobile Deposit Only."
  3. Navigate to "Deposit Check" widget on the bottom navigation.
  4. Enter the amount of the check
  5. Select the account you want to deposit into and enter the amount.
  6. Take pictures of the front and back using your mobile device camera. 
  7. Tap Continue.
  8. Verify the information and approve the deposit.
  9. Write the date of your mobile deposit on the front of the check and keep a copy of the check for at least 60 days for your records.

Please note, access to Mobile Deposit is based on several member relationship factors and will not be available to everyone. For help with SMCU Mobile Deposit, give us a call at (650) 363-1725 or stop by any of our California branches.

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