Mobile Wallet

Mobile wallet transactions are the fastest and safest way to pay without ever swiping your card or touching a terminal. Simply register your SMCU card to your preferred device – smartphone, tablet, or smartwatch – and begin using your mobile wallet at participating retailers. Make quick purchases with your phone without exposing your information when making a purchase!

• Secure: Your card number is encrypted and never shared with stores or retailers; instead every transaction is processed using its own one-time code.
• Simple to set up: Adding your SMCU cards to Apple Pay®, Google Pay™ or Samsung Pay™ is easy.
• Convenient: Touch, tap, or even wave your phone in front of payment terminals to complete a payment.

Meet your digital payment options

Will my device work with mobile wallet?

Apple®¹, Samsung™², and Google™ are always expanding the list of devices that are compatible. Various iPhones®, iPads®, Apple Watches®, Samsung Galaxy™ phones, Galaxy Notes™, and Gear Smartwatches can be used.

To step up and use these mobile wallet options, follow three simple steps:

1. Open/download the Apple Wallet, Google Pay, or Samsung Pay app, which is either already installed on your phone or available in the app store.
2. Follow the instructions to add your SMCU debit and/or credit card(s).
3. When you're making a purchase at a store that offers mobile payments, launch your preferred app, choose your SMCU card, and hold your phone to the NFC terminal. Payment complete!

Questions or problems?

• For mobile wallet help with SMCU Credit Cards, please call (855) 553-4291.
• For mobile wallet help with SMCU Debit Cards, please call (650) 363-1725.