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Mobile Wallet

Mobile wallet transactions are the fastest and safest way to pay without ever swiping your card or touching a terminal. Simply register your SMCU card to your preferred device – smartphone, tablet, or smartwatch – and begin using your mobile wallet at participating retailers. Make quick purchases with your phone without exposing your information when making a purchase!

  • Secure: Your card number is encrypted and never shared with stores or retailers; instead every transaction is processed using its own one-time code.
  • Simple to set up: Adding your SMCU cards to Apple Pay®, Google Pay™ or Samsung Pay™ is easy.
  • Convenient: Touch, tap, or even wave your phone in front of payment terminals to complete a payment.

Meet your digital payment options


  Apple Pay® Google Pay™ Samsung Pay™
SMCU Credit Cards  Yes Yes Yes
SMCU Debit Cards Yes Yes Yes

Will my device work with mobile wallet?

Apple®1, Samsung™2, and Google™3 are always expanding the list of devices that are compatible. Various iPhones®, iPads®, Apple Watches®, Samsung Galaxy™ phones, Galaxy Notes™, and Gear Smartwatches can be used.

To set up and use a mobile wallet option, follow these steps:

  1. Open/download the Apple Wallet, Google Pay, or Samsung Pay app, which is either already installed on your phone or available in the app store.
  2. Follow the instructions to add your SMCU debit and/or credit card(s).
  3. When you're making a purchase at a store that offers mobile payments, launch your preferred app, choose your SMCU card, and hold your phone to the NFC terminal. Payment complete!

When you use your mobile wallet, you don't need to worry about carrying your physical cards around -- it's fast, easy, and more secure.

Questions or problems?

  • For mobile wallet help with SMCU Credit Cards, please call (855) 553-4291.
  • For mobile wallet help with SMCU Debit Cards, please call (650) 363-1725.

1You can use Apple Pay® on eligible iPhones®, iPads®, Apple Watches®, and Macs® (with Safari browser) using the latest operating systems. For a current list of compatible devices and requirements, visit

Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit

3 Information on Google Pay™ and Google compatible devices can be found by visiting

Apple, the Apple logo, iPhone, iPad, Apple Pay, and Apple Watch are trademarks of Apple Inc.

Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Google Pay is a trademark of Google LLC.

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