Skip to Main Content Skip to Sitemap Online Banking

Mobile Wallet

Digital payments make purchasing faster and more secure than ever. Just a few taps on your favorite device and you're on your way.

  • Secure: Your card number is encrypted and never shared with stores or retailers; instead every transaction is processed using its own one-time code.
  • Simple to set up: Adding your SMCU cards to Apple Pay®, Google Pay™ or Samsung Pay™ is easy.
  • Convenient: Touch, tap, or even wave your phone in front of payment terminals to complete a payment.

Meet your digital payment options

  Apple Pay® Google Pay™ Samsung Pay™
SMCU Credit Cards  Yes Yes Yes
SMCU Debit Cards Yes Yes Yes

Will my device work with mobile wallet?

Apple®1, Samsung™2, and Google™ are always expanding the list of devices that are compatible. Various iPhones®, iPads®, Apple Watches®, Samsung Galaxy™ phones, Galaxy Notes™, and Gear Smartwatches can be used.

To step up and use these mobile wallet options, follow three simple steps:

  1. Open/download the Apple Wallet, Google Pay, or Samsung Pay app, which is either already installed on your phone or available in the app store.
  2. Follow the instructions to add your SMCU debit and/or credit card(s).
  3. When you're making a purchase at a store that offers mobile payments, launch your preferred app, choose your SMCU card, and hold your phone to the NFC terminal. Payment complete!
When you use your mobile wallet, you don't need to worry about carrying your physical cards around -- it's fast, easy, and more secure.

Questions or problems?

  • For mobile wallet help with SMCU Credit Cards, please call (855) 553-4291.
  • For mobile wallet help with SMCU Debit Cards, please call (650) 363-1725.
1 You can use Apple Pay® on eligible iPhones®, iPads®, Apple Watches®, and Macs® (with Safari browser) using the latest operating systems. For a current list of compatible devices and requirements, visit

2 Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit

Apple, the Apple logo, iPhone, iPad, Apple Pay, and Apple Watch are trademarks of Apple Inc.

Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Mobile Banking
Manage money anywhere, anytime.
Learn More
Visa® Signature
Turn everyday purchases into extraordinary experiences through a valuable rewards program.