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Basic Business Checking

Maximum convenience, and low fees for your growing business

The perfect checking account for a growing business or for short-term accounts that can fulfill all your basic banking needs.

Account features

Take your small business to the next level and get a checking account that works as hard as your business. This checking account offers:

  • Free Online and Mobile Banking – manage accounts, pay bills, view balances and more anytime, anywhere.
  • Free Mobile Deposit – conveniently deposit checks from your mobile phone using the SMCU Mobile App
  • Free eStatements – get a statement archive and notification when your statement is ready
  • Free Business Visa® Debit Card
  • Digital Wallets through Apple Pay1, Google Pay2, Samsung Pay3
  • Free Account Alerts and Security - email and text alerts, card lock/unlock features in our SMCU Mobile App. (Text/SMS rates/charges apply)
  • Nationwide ATM access - get free access to over 30,000 ATMs nationwide. That’s more than any bank.
  • Minimum opening balance of $100
  • Low monthly service fee of only $7.50
  • See the Business Schedule of Fees for additional account information and limitations.

Let's move yoiur business forward

Get the Business Checking Account that can help you grow. Review our guides and checklists and drop by your nearest SMCU branch and we'll help you get set up.


Business Visa® Debit Card
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Business Credit Card
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You can use Apple Pay® on eligible iPhones®, iPads®, Apple Watches®, and Macs® (with Safari browser) using the latest operating systems. For a current list of compatible devices and requirements, visit Apple, the Apple logo, iPhone, iPad, Apple Pay, and Apple Watch are trademarks of Apple Inc.

 2 Google and Google Pay are trademarks of Google Inc. Android™ is a registered trademark of Google, Inc.

3 Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Business Credit Card
Our Business Rewards Visa® Credit Card features low rates and good rewards.

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