San Mateo Credit Union (SMCU) is providing this link to an external website because it may contain related information of interest to you or the website is one of our partners. You are leaving the SMCU to a website that is not operated by the credit union and is not responsible for the content. SMCU does not represent either the third party (external website) or the member if the two enter into a transaction. The privacy and security policies may differ from those practiced by SMCU. Click “Continue” to go to the website or cancel to remain on the SMCU website.
Phone Scam Alert: We have reason to believe our members are receiving calls with our Caller ID. Caller ID can be easily spoofed. If you receive a phone call claiming to be from SMCU asking you to verify account information, do not reply or provide any information. SMCU will never call or text to ask you to verify information about your card such as your PIN or a code. To verify, call us directly. Learn more on how you can protect yourself from scams by visiting smcu.org/security.
Whatever shape your dreams take, the Digital Savings Account is designed to help you reach your goals faster. This simplified savings solution lets you manage your account from your phone, tablet or laptop, wherever you go 24/7. No need to visit a branch. (Unless, of course, you want to.) It’s the ideal option for those who want to start saving a little at a time, making this a win-win solution for your busy lifestyle. Best of all, you don’t have to maintain a large balance to qualify. Dividends are automatically posted to your account at the end of each month, so you can mark your savings progress
SMCU's Digital Savings Account -- your financial future starts here. Open Account View Savings Rates
Deposit rates and annual percentage yields (APY) are subject to change at any time. Current rates are available through the Rates Page on smcu.org. The Digital Savings Account is limited to one account per membership and requires eStatements as the statement delivery option choice upon account opening. Other restrictions and conditions may apply. Membership eligibility requirements apply.
Enter your deposit amount to see how much your savings can earn each year.
We use cookies to improve your experience on our site, enable important site functionality including analytics, site traffic, personalization and marketing. By continuing to user our site, you accept our use of cookies in accordance with our Privacy Policy. Learn more
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.