Skip to Main Content Skip to Sitemap Online Banking
Top

Free Checking

Free checking is hard to find, but SMCU still offers it

Here at San Mateo Credit Union, free really does mean free. Why? Because your money is yours, so you should be able to keep more of it.

  • No service charges or monthly fees
  • No minimum balance requirements
  • $20 minimum deposit to open

Technology and security

Plus, all our checking options feature

  • Overdraft Protection and Courtesy Pay
  • Access to 30,000+ surcharge-free CO-OP ATMs nationwide
  • Account alerts to keep you informed and fraud-free

SMCU Free Checking is simple checking without fuss or fees. Open an account online, stop by one of our branches.

 

Open Account Contact Us
 

Premium Checking
Earn 2.00% APY* on balances up to $50,000
Learn more

                           

 

Digital Savings
Turn your goals into milestones with a Digital Savings account that earns as high as 3.25%APY*
Learn More
Resources
Additional Information
Calculator
Visa® Signature
Turn everyday purchases into extraordinary experiences through a valuable rewards program.

We use cookies to improve your experience on our site, enable important site functionality including analytics, site traffic, personalization and marketing. By continuing to user our site, you accept our use of cookies in accordance with our Privacy Policy. Learn more