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Student Checking

A checking account at the head of the class

Money management is one of life’s most valuable skills. Students can start learning from a young age with a Student Checking Account from San Mateo Credit Union.

SMCU Student Checking features

  • No minimum balance requirements
  • No monthly fees
  • Online Banking
  • Mobile Banking with Bill Pay and Mobile Deposit
  • Visa® Debit Card compatible with Apple Pay™


  • Must be age 13-17 to open
  • $20 minimum deposit to open

Plus, all our checking options feature

  • Overdraft Protection and Courtesy Pay
  • Access to 30,000+ surcharge-free CO-OP ATMs nationwide
  • Account alerts to keep you informed and fraud-free

It’s never too early to learn good financial habits. SMCU Student Checking can help. Open an account online or stop by one of our branches.

Premium Checking
Earn a higher interest rate by using your debit card.
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Additional Information
Visa® Signature
Turn everyday purchases into extraordinary experiences through a valuable rewards program.