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Student Checking

A checking account at the head of the class

Money management is one of life’s most valuable skills. Students can start learning from a young age with a Student Checking Account from San Mateo Credit Union.

SMCU Student Checking features

  • No minimum balance requirements
  • No monthly fees
  • Online Banking
  • Mobile Banking with Bill Pay and Mobile Deposit
  • Visa® Debit Card that's compatible with Apple Pay™and offers fraud text alerts


  • Must be age 13-17 to open
  • $20 minimum deposit to open

Plus, all of our checking options feature:

  • Overdraft Protection and Courtesy Pay
  • Access to 30,000+ surcharge-free CO-OP ATMs nationwide
  • Account alerts to keep you informed and fraud-free

It’s never too early to learn good financial habits. SMCU Student Checking can help. Open an account online or stop by one of our San Mateo, California, branches.

Premium Checking
Earn a higher interest rate by using your debit card.
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Additional Information
Visa® Signature
Turn everyday purchases into extraordinary experiences through a valuable rewards program.