With the San Mateo Credit Union Visa® Debit Card in your wallet, you can pay quickly, safely, and be on your way in no time.
Whether you’re down the street, down in Southern California, or vacationing down under, your SMCU debit card can be used anywhere Visa® cards are accepted. In stores or online, you’re covered.
Purchases made with your card are withdrawn from your checking account, so you can easily track your spending using Online Banking or Mobile Banking, right from your phone. And, you can set up account alerts to keep track of card activity.
Your San Mateo Credit Union Visa® Debit Card comes with EMV chip technology, too. It’s the latest and most advanced way to protect your account and your identity.
Don’t worry. SMCU debit cards come with zero liability protection, which means you won’t be liable for unauthorized transactions if your card is stolen, lost, or used fraudulently. Report your card lost or stolen right away by calling SMCU at (650) 363-1725 or after hours (888) 241-2510.
You’ll receive a Visa® Debit Card when you open any checking account. Open an account online or stop by one of our San Mateo branches.
Fraud Alerts help protect the money in your SMCU checking account by immediately sending you a text message or email when SMCU notices a suspicious purchase made on your debit card -- no matter what time it is.
When you receive a text or email alert, simply reply "Yes" or "No"
If we can't reach you by text or email, or don't receive a reply, we'll call your cell or primary phone number between the hours of 8:00am and 9:00pm PST.
Have questions about this service? Please see the FAQs below or call our Contact Center at (650) 363-1725 Monday through Friday, 8:00am – 6:00pm or Saturday, 9:00am – 3:00pm.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.