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Phone Scam Alert: We have reason to believe our members are receiving calls with our Caller ID. Caller ID can be easily spoofed. If you receive a phone call claiming to be from SMCU asking you to verify account information, do not reply or provide any information. SMCU will never call or text to ask you to verify information about your card such as your PIN or a code. To verify, call us directly. Learn more on how you can protect yourself from scams by visiting smcu.org/security.
At San Mateo Credit Union, we believe our members are stronger when they feel secure about their retirements. That's why we offer Roth IRAs as an option to help you meet your retirement goals.
When it comes to choosing between a Traditional IRA and a Roth IRA, the choice is a very personal one, and something that you should talk about with a qualified professional.
Essentially, a Roth IRA is a retirement account that you fund with after-tax dollars (that's the opposite of a 401(k) or Traditional IRA, where you use pre-tax money).
Some unique features of the Roth IRA are:
As with any investment tool, the decision to use a Roth IRA should be discussed with a financial professional first. So please give us a call at (650) 363-1725 or stop by a branch to talk through your options.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.