For most of us, a financially secure retirement is a major goal. Depending on your unique situation, a Traditional IRA from San Mateo Credit Union could be an excellent tool to help you towards that goal.* SMCU Traditional IRAs carry no monthly or initiation fees, and you can choose to open a liquid account or a Certificate of Deposit -- or both.
To open a Traditional IRA, you must be earning income and be under age 70.5. If you meet those basic qualifications, you can open an account.
For 2018, the maximum you can contribute is $5,500. If you're over age 50, you can contribute an extra $1,000.
As with any investment tool, the decision to use a Traditional IRA should be discussed with a financial professional first. So please give us a call at (650) 363-1725 or stop by a branch to talk through your options.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.