A Financial Wellness Partnership with SMCU gives you and your family exclusive benefits.
Physical and emotional health are the focus of a traditional wellness program, but one of the leading causes of stress and strained relationships is money. That's why your organization has partnered with San Mateo Credit Union (SMCU) to provide you with exclusive financial offers, services, and education.
Exclusive County Programs
County Employee Down Payment Assistance Program
San Mateo Credit Union is proud to be partnering with County of San Mateo for a down payment assistance program. Please check back often or review your employee communications for upcoming informational sessions.
County Employee Quick Cash Loan Program
San Mateo Credit Union (SMCU) has been serving County employees since 1952, and we're proud to be the preferred lender for this exciting Quick Cash program in partnership with the County of San Mateo Department of Human Resources.
You can also visit the County Benefits
page for more information on these two programs.
Your SMCU partnership in three easy steps
Step 1: Become an SMCU member.
When you apply online for membership
, you will be asked to select how you qualify. Please choose "I am an employee or member of a partner organization" and then choose "County of San Mateo Employees" from the drop-down menu. If you join in a branch, simply tell them you are a County employee.
Step 2: Choose the accounts and loans that fit your needs.
SMCU offers checking, savings, CDs, auto loans, home loans, credit cards, and so much more. Below are your exclusive offers as a top SMCU partner.
In every application, use the promo code: COUNTY
Step 3: Increase your financial knowledge and stability.
|$50 Cash Bonus
New Membership with Checking1
Join Now >
|Welcome to SMCU! When you join, be sure to open a personal checking account in addition to any other accounts or loans. We'll give you $50 with no strings attached. We recommend our Premium Checking or Free Checking account.
|1% Cash Back
Auto Refinance Loan2
Apply Now >
|Have an auto loan somewhere else? Take advantage of an auto refinance loan from SMCU. You could lower your monthly payment to save money and you'll earn money, too: 1% cash back of the total loan amount, up to $500.
|0.25% Rate Discount Auto Loan3
Apply Now >
|When you apply for an auto loan to buy a new car, buy a used car, or refinance an auto loan you already have, you'll get a 0.25% rate discount just for being a special Community Partner. Our auto loans offer low rates and terms up to 84 months.
|$0 Mortgage Origination Costs
Purchase or Refinance4
Apply Now >
|SMCU offers affordable mortgage options with amounts up to $3.5 million and down payments as low as 5% (up to $1 million!). Choose a fixed or adjustable-rate loan and we'll waive the origination fees -- a savings to you of $1,295. Get a custom rate quote >
|2.99% APR5 Intro Rate
Visa® Signature Card
Apply Now >
|With SMCU's Visa Signature credit card, you'll get an intro rate of 2.99% APR5 on purchases and balance transfers for your first year. This card also earns two (2) rewards points on gas and travel purchases and one (1) point for all other purchases. Want more? You can get an extra 10,000 rewards points if you make $5,000 or more in purchases during the first 90 days!6
Talk to a Community Relations Representative
- Attend a workshop or seminar: These informative, free classes are typically held either on-site at your organization or at SMCU's headquarters. Topics inlcude first-time home buying, building credit, identity theft, budgeting and saving, planning for retirement, and more. Check with your Human Resources team to see when SMCU is scheduled for our next on-site event, or you can send us an email to find out what's coming up.
- Learn online, anytime: SMCU offers 25+ online financial education courses across a wide variety of topics. These interactive courses take 10-20 minutes each and work well on your desktop or mobile, so you can take them anywhere at any time.
- Get one-on-one financial coaching: The Financial Wellness Team at SMCU provides two great consulation options. One of our coaches can meet with you on-site or over the phone to discuss your individual financial challenges and goals (email us for an appointment). Or you can take advantage of our award-winning partner BALANCE, a local non-profit that provides comprehensive money management solutions and debt counseling.
We're here to answer any of your questions and help you get for the SMCU products and services you need. Call (650) 562-1282 or send us an email