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Financial Education

Award-winning financial education opportunities

San Mateo Credit Union has been recognized at the state, national, and international level for excellence in financial education – for youth, students, and adults. We lead workshops and provide online educational content for all ages, covering topics like budgeting, understanding credit, buying a home, and more.

If you do not see a program that meets your needs, or you would like to learn more about or schedule a financial education workshop, please contact us. We can always customize a program for your school, company, or non-profit organization.

Making Change Program: High School Students

Making Change is our flagship program for high school students, from freshman to seniors. It’s an eight-workshop series that covers budgeting and savings, understanding credit, the differences between a bank and credit union, and more. The program culminates with two very useful workshops: Cash for College (seniors only), which guides families on how to apply for financial aid for college, and Bite of Reality, a lift simulation that shows students the realities of just how much life really costs.

Cash for College: Graduating High School Seniors

SMCU’s Financial Education Administrator is the only credit union professional who is certified to conduct this very special program from the State of California. In it, families use a computer lab to fill out their California financial aid forms. This hands-on workshop helps ensure each graduating senior gets as much financial aid as possible for a four-year or community college.

Bite of Reality: Youth ages 12 - 18

While also part of the Making Change program, our special Bite of Reality Workshop is also available as a one-off event. In it, students receive a simulated life situation with a profession, salary, and family situation. Then they must spend their income wisely to avoid over-extending themselves. It’s also done in a friendly environment through the Bite of Reality App.

LEARN Program: Adult Learners

For our non-profit community partners, we’ve tailored a program that primarily utilizes online financial education modules so that adult learners can go at their own pace – either through their phone or on a desktop computer. The LEARN Program is very customizable to the needs of your organization; contact us to discuss options for your group.

Home Buying Seminars: Adults in the market to buy a home

If you’ve been thinking about buying a home, SMCU holds regular Home Buying Seminars to help you understand and start the mortgage process. Check our seminars and events page to see when the next home buying seminar will occur – you may see other types of seminars there too!

Debt and Credit Counseling: All Adults

If you’re struggling to pay your loans, SMCU offers one-on-one counseling to help through our partner BALANCE. A representative at BALANCE can take you through your consolidation and forgiveness options so you can get back on the right track.

Online Financial Education: Any Age

We have over 25+ online education courses that are free to use for all members and community partners. We also offer a variety of interactive calculators.

Custom Workshops: Any Age

Don’t see something that works for you or an organization you support? Contact us to inquire about a custom workshop, program, or curriculum.

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