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Personal Insurance

Let's protect what you love most

Think about the people you love most. Chances are, you would do anything to protect them. With an insurance policy through San Mateo Credit Union, you can provide that protection, no matter what life throws your way.


Life Insurance
A strong safety net for your family.
  • Term or whole policies available
  • Instant quotes
  • Policies that fit, whether you're young or of retirement age
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Accidental Death and Dismemberment Insurance (AD&D)
Extra security for your family in case of traumatic loss.
  • No health questions asked
  • Guaranteed acceptance for all SMCU members 18 and older
  • Covers accidents whether they happen at work or not
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ID Theft Protection
Nothing is more personal than your own identity. Let's make sure your identity remains yours.
  • Affordable protection
  • Access to advocates who can help restore your identity
  • We partner with an industry leading firm to provide this service
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Debt Protection
If something happens and you can't pay your loan, Debt Protection can kick in.
  • Prevents your loan from becoming a burden
  • Excellent, affordable way to safeguard against the unexpected
  • Protect your credit rating and maintain your standard of living
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Debt Protection Claim
Need to file a claim for insurance or loan protection that you purchased through SMCU? 
File a claim for debt protection products such as:
  • Life
  • Accidental Dismemberment
  • Disability
  • Involuntary Unemployment
  • And more...
Learn More
Premium Checking
Here’s the perfect account to earn a high interest rate when you use your debit card often.

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