If you’re like most busy people, you use your debit or credit card multiple times a day and may not notice a fraudulent transaction until you have a chance to check your statement or online banking (if you catch it at all). That’s why SMCU is always monitoring your accounts for suspicious transactions and why you may want to take steps to limit your risk and catch those bad transactions sooner.
Any transaction on your accounts that you did not make or authorize has a high likelihood of being fraudulent. This could come from a forged/counterfeit check, unauthorized access to your online banking account, or, most commonly, stolen debit/credit card information.
If you see suspicious transactions on your SMCU account or think you may have been the victim of fraud, contact us immediately at (650) 363-1725.
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