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Half Moon Bay Branch Offer:
Get $100 when opening a new checking

Your neighborhood credit union has so much to offer: plus $100 for new checking + debit.

Choose the checking account that works for you:

Premium Checking Free Checking
  • 1.00% APY* on balances up to $50,000 when monthly requirements are met
  • No minimum balance requirement to earn interest 

  • No monthly fee
  • Simple checking you can use however you want
  • No monthly fee

  • No additional requirements

Drop by our Half Moon Bay branch and open an SMCU checking account by December 31, 2021, and you’ll get a $100 bonus in just a few easy steps.**

• Conduct 10 or more debit card purchases totaling $100 or more per month.
• Make at least one direct or payroll deposit.
• Select eStatements for the account.

Visit us at 40 Cabrillo Hwy N., Half Moon Bay to see what your neighborhood credit union can do for you.

$100 offer details:

Open a Premium or Free Checking account by December 31, 2021 and you’ll earn $100 if you make 10+ debit card purchases and spend at least $100 during the first full calendar month after account opening. Available to new SMCU checking account holders, in the Half Moon Bay branch.

* APY = Annual Percentage Yield as of August 1, 2021; subject to change. 1.00% APY paid on the first $50,000 in average daily balances and 0.05% APY paid on any average daily balances above $50,000 if three monthly (statement cycle) requirements are met, as follows: (1) 10 or more debit card purchases or debit card payments are posted (ACH/bill pay payments and ATM transactions are not counted toward the monthly requirement), (2) one direct deposit, payroll deposit, or external ACH transfer is received, (3) eStatements are selected. All requirements must be applied to the Premium Checking account. If the monthly (statement cycle) requirements are not met in their entirety, the APY paid will be 0% for that statement cycle. Limit one (1) Premium Checking account per membership.

** Open a new San Mateo Credit Union (SMCU) Premium Checking account (no other account types eligible) by December 31, 2021. During the full calendar month immediately following the month in which the account is opened, conduct 10 or more personal identification number (PIN) or signature-based purchases or payments for at least $100 (or more) in spend using the SMCU debit card(s) associated with the new checking account. ATM and ACH transactions are not eligible. In the case of a joint account, purchases and payments from multiple debit cards will be added together. Membership eligibility requirements apply. Must be age 18 or older. Offer is not available for existing SMCU members who have an open checking account as of August 20, 2021. Existing SMCU members who do not have a checking account as of August 20, 2021 may qualify for the offer.