This pre-approved offer is available only for the select credit-approved primary member who has been contacted by SMCU, typically via mail, email, or phone call, and expressly informed of their pre-approval details. The pre-approval is non-transferable. All loans are subject to meeting credit, income and debt verification. This is a firm offer of credit and is based upon prescreen criteria. This offer is conditional on your continuing to meet the pre-approval criteria used to prescreen you for this offer as well as verification of annual income equal to or greater than twice the pre-approved amount. This prequalification offer pre-approves you for $10,000 to $50,000 of credit, depending on your individual credit details and is valid through March 31, 2020.
*APR = Annual Percentage Rate. Rate effective as of November 27, 2019. As low as rate of 1.99% APR for new and used vehicles applies to terms up to 36 months. Terms up to 84 months and financing up to 130% LTV are available. The as low as 1.99% APR rate is available to tier level one (1) FICO qualifying member(s). No additional discount can be applied, and as low as rate cannot exceed "floor rate". All loans are subject to meeting credit, income, and debt verification. All loans are subject to credit, income and debt verification as well as final underwriting approval. This offer is valid on membership accounts that are in good standing within the credit union. Other restrictions may apply. San Mateo Credit Union is an Equal Opportunity Lender. Federally insured by NCUA.
PRESCREEN & OPT OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call Experian at 1-888-567-8688, write to Experian at P.O. Box 9532 Allen, Texas 75013 or visit the website at www.optoutprescreen.com.