Bring your auto loan from another lender, leave with cash.
If you have an auto loan with another bank, credit union, or through dealer financing, give SMCU the chance to lower your interest rate or your monthly payment... or both!
And if you refinance with us, we’ll give you 1% cash back on the full loan amount.*
1% cash back offer details:
Refinance your auto loan and enjoy 1% cash back. Apply online, visit at any branch, or call (650) 363-1725 (choose option #3) by May 31, 2019.
Why join SMCU?
- Limited-time offer: apply for your auto loan refinance by May 31, 2019
- Loan rates are currently as low as 2.24% APR**
- The loan you refinance must be from another lender; current SMCU auto loans are not eligible
- 1% cash back will be paid on the final amount of the SMCU loan, which can include extras like Guaranteed Auto Protection (GAP) and Mechanical Repair Coverage
- Your 1% cash back rebate, up to a maximum of $500, will be paid in full as soon as you get your SMCU loan
For over 65 years, SMCU has offered accounts, services, and education meant to enrich the financial lives of our members and our community. And since we’re a not-for-profit financial institution, our efforts are designed with your best interests in mind, not ours. If you're not already a member, join today!
Redwood City - San Mateo - South San Francisco - Daly City - East Palo Alto - Half Moon Bay