†APR = Annual Percentage Rate. Promotional APR will be applied to all balance transfers made during the promotional period of 10/01/2020 through 10/31/2020. Purchases and cash advances are excluded from this offer. A balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived at the time of each balance transfer. If an introductory balance transfer rate is in effect during the promotional timeframe, the lowest available rate will be applied. Promotional balance transfer APR is good for 182 days (6 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. All loans and credit cards, including offers to perform a balance transfer, are subject to qualification. Must be a member in good standing. Please see your Card Agreement for complete terms and conditions.