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Transfer your high-rate credit card balances

Enjoy a special 2.99% APR† on all balance transfers made through November 30, 2021

If you have an SMCU credit card, this limited-time offer is availabe for you.

  • 2.99% APR† on all balance transfers
  • Special rate applies for 12 months
  • No balance transfer fee
  • Now Extended: this offer ends November 30, 2021

Transfer your balances today!

  • If you already have an SMCU credit card then fill out the form below and click SUBMIT.
  • Want a card with SMCU?  Then click the Apply Now button or Learn More to find the card that is right for you.

*Indicates Required Field

Transfer more balances?*:

Want to upgrade to a Visa Signature or apply for a higher credit limit?

Learn More  Apply Now

†APR = Annual Percentage Rate.  Promotional APR will be applied to all balance transfers made during the promotional period of 5/1/2021 through 11/30/2021. Purchases and cash advances are excluded from this offer. A balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived at the time of each balance transfer. If an introductory balance transfer rate is in effect during the promotional timeframe, the lowest available rate will be applied. A promotional balance transfer APR is good for 365 days from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. All loans and credit cards, including offers to perform a balance transfer, are subject to qualification. Must be a member in good standing. Please see your Card Agreement for complete terms and conditions.