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SMCU is open in Half Moon Bay: 40 Cabrillo Hwy North

Grand opening! We’re proud to be a local and to bring not-for-profit banking to the Coastside.

San Mateo Credit Union provides the full range of personal financial services you'd find at any bank, plus a dedication to supporting our local communities. You’re invited to visit our beautiful new branch, join if you’re not already a member, and take advantage of some very special offers to celebrate our grand opening.
Offer Details
2.25% APY1 
13-Month CD

Ends June 30
Available only at the HMB Branch (must open in person) and only for a limited time: enjoy big savings with a 2.25% APY1 13-month special certificate (CD). Available 3/28/19 - 6/30/19.
$1,000 Off 
Closing Costs2

Ends June 30
Tell your SMCU mortgage loan officer you want this big offer: $1,000 off your first-mortgage purchase or refinance closing costs. Must apply between 3/28/19 and 6/30/19.
Win Bay Area
Baseball Tickets3

Ends June 30
Join SMCU between 3/28/19 and 6/30/19 at the Half Moon Bay Branch and you’ll be entered to win one of four pairs of tickets to see our two Bay Area teams play each other in August.

What else does SMCU give you?

  • Home loans up to $3.5 million for purchase and refinance
  • Free checking accounts with over 30,000 free ATMs
  • High-rate savings accounts to help you hit your goals
  • Low-rate auto loans and rewarding credit cards
  • Award-winning financial education courses and support
  • 24/7 access to your accounts with Online and Mobile Banking... and much more
Ready to make the switch? Visit our Half Moon Bay branch to join SMCU and enjoy all of these special grand opening offers.
Why join SMCU?
For over 65 years, SMCU has offered accounts, services, and education meant to enrich the financial lives of our members and our community. And since we’re a not-for-profit financial institution, our efforts are designed with your best interests in mind, not ours. If you're not already a member, join today!
Redwood City - San Mateo - South San Francisco - Daly City - East Palo Alto - Half Moon Bay
1. APY = Annual Percentage Yield. Base rate is 2.23%, APY is 2.25%. Minimum to open is $1,000. Available as a Regular CD only, no IRAs. Special promotional APY available from 3/28/19 to 6/30/19; subject to change. Special certificate must be opened at the Half Moon Bay branch location. Not available online or at other SMCU branch locations.

2. Offer valid only for an SMCU mortgage in first position used to purchase or refinance a property; equity loans and lines of credit excluded. Not valid for refinancing an existing SMCU mortgage and cannot be combined with any other SMCU mortgage offer. Must complete the online application between 3/28/19 and 6/30/19 and notify your SMCU mortgage loan officer that you’d like this special offer. Mortgage closing cost credit applies only to the fees associated with non-recurring closing costs and does not apply to the principle loan amount borrowed. This offer cannot be redeemed for cash. All loans are subject to credit, income, debt, and membership qualifications.

3. No purchase necessary to enter or win. Each new primary membership opened at San Mateo Credit Union’s Half Moon Bay branch from 3/28/19 to 6/30/19 qualifies as one (1) entry to win. Must be age 18 or older. Limit one (1) pair of tickets per winner. Drawing will be held by 7/15/19 and game will be 8/13/19. Mail-in entries will be accepted. Click here for complete contest rules and details.