All mortgage loans through San Mateo Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply. San Mateo Credit Union NMLS #416747.
1 The 75% loan-to-value “Cash out loan” is available up to $2,500,000 on 30-year term adjustable-rate mortgages only.
2 The 80/10/10 and 40-year terms on ARMs available for purchase mortgages only; no refinances.
3 5% down on loan amounts up to $1 million does not apply on our 3/1 ARM Jumbo or 40 Year Amortization Products.