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Buying or refinancing?
Let us help pay for what matters.

With $600 off closing costs*, we can make the process of buying or refinancing a home a bit easier.

Buying or refinancing a home is a big step and SMCU has you covered. For a limited time we’re offering $600 off closing costs* towards your appraisal fee when you close your home loan with us. If you’re looking for a mortgage to make a new home purchase or refinance for a lower rate, we have:

✔ Jumbo loans up to $3.5 million
✔ Expert service throughout the entire process
✔ Variety of mortgage options to fit your needs
 

We’re here to guide you through the home loan process and assist you in getting the home of your dreams.  And, with $600 off closing costs* towards your appraisal, this is our way of helping you achieve your goal. Get started by applying today.
 

Apply Now
 

 
​* Offer valid only for an SMCU mortgage loan in first position used to purchase or refinance a property; equity loans and lines of credit excluded. Not valid for refinancing an existing SMCU mortgage. Must complete an application between 7/1/20 and 10/31/20. Mortgage closing cost credit applies only to the appraisal fee(s) associated with non-recurring closing costs and does not apply to the principle loan amount borrowed. Offer cannot be combined with any other special offers.
 
All mortgage loans through San Mateo Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with an SMCU Home Loan Expert for current rates and information on loan limits as additional conditions and restrictions may apply. San Mateo Credit Union NMLS #416747.