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Loan Special

Your dreams of providing a better life for your family become reality with San Mateo Credit Union's mortgages.

When it comes to your homeownership goals, we want to open the doors to opportunity. Whether you're buying a home or refinancing your mortgage, San Mateo Credit Union is your go-to mortgage expert in California with great rates, fast service, and flexible options. We're proud to help families with all their home loan needs.
  • Jumbo loans up to $3.5 million
  • Competitive mortgage rates for fixed- and adjustable-rate loans
  • New No-Cost ARM1
  • An 80/10/10 loan that lets you avoid PMI2
  • 40-year ARMs available2
  • Close in as few as 21 days

Down payments are more manageable, too:
  • As low as 3% down up to $679,650
  • As low as 5% down up to $1 million3
  • As low as 10% down up to $1.5 million
When you're ready for your next move, we're here to assist.
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All mortgage loans through San Mateo Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply. San Mateo Credit Union NMLS #416747.

1. The no-cost adjustable-rate mortgage covers all non-recurring closing costs, is available on 30-year ARM terms only, and requires a minimum loan amount of $200,000.
2. The 80/10/10 and 40-year terms on ARMs available for purchase mortgages only; no refinances.
3. 5% down on loan amounts up to $1 million does not apply on our 3/1 ARM Jumbo or 40 Year Amortization Products.