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Business Rewards Visa® Credit Card

This credit card is all business

Business Rewards Visa Image In business, all resources need to be working toward the same goals. At San Mateo Credit Union, we think the same is true for the credit cards business owners use everyday. That's why we offer a Business Rewards Visa® Credit Card with features that get the job done.


Business owners with an SMCU credit card benefit from:

  • No Annual Fee
  • Credit limits from $500 to $25,000
  • Tap-to-pay (touch free) payment capabilities making check-out fast, simple and safe.. Look for the contactless symbol Contactless Symbol when paying for items.
  • Introductory APR as low as 1.99%APR* for the first 12 months on purchases; then variable rates from 14.24%APR* to 18.00%APR*
  • Earn SMCU Rewards points which are redeemable toward merchandise, travel, gift cards and more
  • Overdraft protection when you connect your credit card to your SMCU Business Checking account

When you're all about business, so is our Business Rewards Visa® Credit Card. Visit one of our branches or call our Lending team at (650) 363-1725 (choose option #2).

*APR = Annual Percentage Rate. Rate effective January 19, 2023.

**Introductory APR within the first 90 days is available only on a new Visa® Platinum Reards Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory APR carry condition and can change without notice. If applicable, the introductory APR point offer will be applied to all purchase transactions posted within the first 90 days of the new line of credit. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask an SMCU representative for complete card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply. 

Business Checking
Lots of features to reach the next level.
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Credit Card Points with SMCU Rewards
Earn rewards when using your SMCU Visa® Signature, Platinum or Business Rewards card.
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Working with SMCU means excellent service, competitive rates, and financing that’s just right.

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