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Get rewarded for every day well spent

Earn rewards for spending every day, your way, when you use your Visa® Signature, Platinum Rewards, or Business Rewards credit card from San Mateo Credit Union.
Just use your card on everyday purchases and earn CURewards points for every dollar spent. When you’ve built up 2,500 points, you can start redeeming them for a wide range of merchandise, travel, and community options, even discounts and freebies at SMCU!

Merchant Rewards:

  • Gift cards
  • Airline travel
  • Vacation packages
  • Rental cars
  • Cruises
  • Hotel stays
  • Brand-name merchandise
  • Donations to charity

SMCU Rewards:

  • Box of checks* (950 points)
  • 0.25% rate bonus on top of any standard certificate rate (3,500 points)
  • 0.25% rate discount on a vehicle loan** (8,500 points)
  • $500 discount on mortgage closing costs (15,000 points)
  • $1,000 discount on mortgage closing costs (27,500 points)

Choose the SMCU Visa® Signature for more perks:

  • Earn double points for gas and travel purchases
  • Choose cash back instead of rewards – $50 for every 5,000 points

Rewards from the get-go

As soon as you have your new SMCU credit card in hand, you can register by signing on to Online Banking and accessing the CU Rewards widget. From there you can view points, and once you accumulate you can redeem points for a variety of products and services.


*One box of personal style checks up to a $20 value.
**Offer, rates, and terms are subject to change without notice and may vary based on model year, credit history, and term. All loans are subject to credit, income verification, and debt qualification. Equal Opportunity Lender.
Home Equity Loan
Build your budget around a predictable loan to pay for major expenses.

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