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Student Visa® Credit Card

Spend every day your way with a credit card that fits your life

You’re working hard in school to pursue your passions. While you’re hitting the books, let the Student Visa® Credit Card from San Mateo Credit Union help secure your promising future. You’ll start building your credit safely with a smart limit and manageable rate.

With no annual fee, the Student Visa® from SMCU earns high marks:

  • Credit limits from $100 to $2,000
  • Limited time: Low-rate NO FEE balance transfer offer of 1.99%APR* for 12 months1
  • Introductory APR as low as 2.99%APR* for the first 12 months on purchases; then variable rates from 9.99%APR* to 17.99%APR*
  • Connect your credit card to your SMCU checking account for overdraft protection

Take a quick study break and apply for a Student Visa® from SMCU. Visit us online, stop by one of our branches, or call our Lending team at (650) 363-1725 (choose option #3).

*APR = Annual Percentage Rate. Rate effective January 3, 2022.
1Promotional APR will be applied to all balance transfers made during the promotional period of January 3, 2022 to February 28, 2022. Cash advances are excluded from this offer. All loans and credit cards are offered on approved credit and are subject to qualification including offers to perform a balance transfer. Cards carry a variable rate that can change monthly. Promotional balance transfer APR is good for 365 days (12 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. The balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived during the promotional period which ends February 28, 2022. Introductory APR with the as low as 2.99%APR* rate is good for the first 12 months on purchases. If applicable, the introductory APR will be applied to all purchase transactions posted within the first 365 days of the new line of credit. Introductory offers carry conditions and can change without notice. Must be a member in good standing. Please ask an SMCU representative for complete card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.

Credit Card Points with CURewards
Earn rewards when using your SMCU Visa® Signature, Platinum or Business Rewards card.
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