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Hike the California hills. Bike the Golden Gate Bridge. From trail gear to bike gears, get what you need – knowing your Visa® Platinum Credit Card rate will stay at a competitive rate.
With no annual fee and a great introductory rate, the Visa® Platinum Credit Card from SMCU fits your life and your budget:
Stay on top of your spending with the Visa® Platinum credit card from SMCU. Apply online, visit one of our branches or call our Lending team at (650) 363-1725 (choose option #3).
*APR = Annual Percentage Rate. Rate effective January 3, 2022.
1Promotional APR will be applied to all balance transfers made during the promotional period of January 3, 2022 to February 28, 2022. Cash advances are excluded from this offer. All loans and credit cards are offered on approved credit and are subject to qualification including offers to perform a balance transfer. Cards carry a variable rate that can change monthly. Promotional balance transfer APR is good for 365 days (12 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. The balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived during the promotional period which ends February 28, 2022. Introductory APR with the as low as 2.99%APR* rate is good for the first 12 months on purchases. If applicable, the introductory APR will be applied to all purchase transactions posted within the first 365 days of the new line of credit. Introductory offers carry conditions and can change without notice. Must be a member in good standing. Please ask an SMCU representative for complete card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.