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Visa® Platinum Credit Card

You can go big with a smaller rate

Hike the California hills. Bike the Golden Gate Bridge. From trail gear to bike gears, get what you need – knowing your Visa® Platinum Credit Card rate will stay at a competitive rate.

With no annual fee and a great introductory rate, the Visa® Platinum Credit Card from SMCU fits your life and your budget:

  • Credit limits from $500 to $25,000
  • Limited time: Low-rate NO FEE balance transfer offer of 1.99%APR* for 12 months1
  • Introductory APR as low as 1.99%APR* for the first 12 months on purchases; then variable rates from 8.99%APR* to 16.99%APR*
  • Connect your credit card to your SMCU checking account for overdraft protection

Stay on top of your spending with the Visa® Platinum credit card from SMCU. Apply online, visit one of our branches  or call our Lending team at (650) 363-1725 (choose option #3).

*APR = Annual Percentage Rate. Rate effective January 3, 2022.
1Promotional APR will be applied to all balance transfers made during the promotional period of January 3, 2022 to February 28, 2022. Cash advances are excluded from this offer. All loans and credit cards are offered on approved credit and are subject to qualification including offers to perform a balance transfer. Cards carry a variable rate that can change monthly. Promotional balance transfer APR is good for 365 days (12 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. The balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived during the promotional period which ends February 28, 2022. Introductory APR with the as low as 2.99%APR* rate is good for the first 12 months on purchases.  If applicable, the introductory APR will be applied to all purchase transactions posted within the first 365 days of the new line of credit. Introductory offers carry conditions and can change without notice. Must be a member in good standing. Please ask an SMCU representative for complete card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.

Credit Card Points with CURewards
Earn rewards when using your SMCU Visa® Signature, Platinum or Business Rewards card.
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