Visa® Platinum Credit Card

*APR = Annual Percentage Rate. Rate effective August 23, 2019. All loans and credit cards are offered on approved credit. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR or introductory CURewards point offer will be applied to all purchase transactions posted within the first 90 days of the new line of credit.  Cash advances are excluded from this offer. A balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be assessed at the time of each balance transfer. A promotional balance transfer APR is good for 365 days from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. All loans and credit cards, including offers to perform a balance transfer, are subject to qualification. Must be a member in good standing. Please ask an SMCU representative for complete card and offer details or refer to your Card Agreement for complete card terms and conditions.