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Visa® Platinum Credit Card

You can go big with a smaller rate

Hike the California hills. Bike the Golden Gate Bridge. From trail gear to bike gears, get what you need – knowing your Visa® Platinum Credit Card rate will stay at a competitive rate.

With no annual fee and a great introductory rate, the Visa® Platinum Credit Card from SMCU fits your life and your budget:

  • Credit limits from $500 to $25,000
  • Limited time:  Low-rate NO FEE balance transfer offer of 4.99%APR* for 6 months1
  • Introductory APR as low as 2.99%APR* for the first 12 months on purchases; then variable rates from 9.99%APR* to 17.99%APR*
  • Connect your credit card to your SMCU checking account for overdraft protection

Stay on top of your spending with the Visa® Platinum credit card from SMCU. Apply online, visit one of our branches  or call our Lending team at (650) 363-1725 (choose option #3).

*APR = Annual Percentage Rate. Rate effective October 1, 2020. 1Promotional APR applies only on balance transfers occurring on a new line of credit and must occur during the limited time bonus promotional period of October 1, 2020 through October 31, 2020. All loans and credit cards are offered on approved credit. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR or introductory CURewards point offer will be applied to all purchase transactions posted within the first 90 days of the new line of credit.  Cash advances are excluded from this offer. A balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be assessed at the time of each balance transfer. Promotional balance transfer APR is good for 182 days (6 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. All loans and credit cards, including offers to perform a balance transfer, are subject to qualification. Must be a member in good standing. Please ask an SMCU representative for complete card and offer details or refer to your Card Agreement for complete card terms and conditions.



 
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