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Visa® Platinum Rewards Credit Card

Get rewarded for spending your way

You don’t have to trade trade rewards for a higher rate. Live your way – and earn rewards for doing what you love. You can carry a balance on your Visa® Platinum Rewards Credit Card while earning valuable CURewards from San Mateo Credit Union.

With no annual fee and a great introductory rate, the Visa® Platinum Rewards Credit Card from SMCU offers savings, security, and style:

  • No annual fee
  • Credit limits from $500 to $25,000
  • Overdraft protection when you connect your credit card to your SMCU checking account 
  • Custom design: Create a card with your own photo!

And every purchase brings you closer to your next reward:

  • Earn an extra 5,000 CURewards oints when you make $3000 in purchases within the first 90 days**
  • Limited Time: Low-rate balance transfer offer of 1.99%APR* for 12 months1
  • Introductory APR* as low as 2.99%APR* for the first 12 months on purchases; then variable rates from 10.99%APR* to 18.00%APR*
  • Redeem CURewards points for merchandise, travel, gift cards and more
  • Enjoy exclusive Visa® specials on travel, shopping, and entertainment

Spend your way with a Visa® Platinum Rewards Credit Card. Apply online, visit one of our branches or call our Lending team at (650) 363-1725 (choose option #3).

*APR = Annual Percentage Rate. Rate effective August 23, 2019. All loans and credit cards are offered on approved credit. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR or introductory CURewards point offer will be applied to all purchase transactions posted within the first 90 days of the new line of credit. 1Promotional APR applies only on balance transfers occurring on a new line of credit and must occur during the introductory bonus promotional period of January 6, 2020 through May 30, 2020. Cash advances are excluded from this offer. A balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be assessed at the time of each balance transfer. A promotional balance transfer APR is good for 365 days from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. All loans and credit cards, including offers to perform a balance transfer, are subject to qualification. Must be a member in good standing. Please ask an SMCU representative for complete card and offer details or refer to your Card Agreement for complete card terms and conditions.

**Introductory offer of 5,000 CURewards points when making $3,000 in purchases within the first 90 is available only on a new Visa® Platinum Rewards Credit Card line of credit and not available on any other offer.
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