Skip to Main Content Skip to Sitemap Online Banking

Visa® Secured Credit Card

Build your credit securely with a card that’s got your back

Spend without stress with the Visa® Secured credit card from San Mateo Credit Union. You’ll build your credit safely knowing your savings will cover the balance if needed. It's the perfect card for daily living or in case of emergency, giving you access to funds you need, anytime. Just keep 110% of your credit limit in your account and you can use the Visa® Secured Credit Card when and where you choose.

With no annual fee, the Visa® Secured Credit Card from SMCU is a smart solution for safer spending:

  • Credit limits from $100 to $25,000
  • Rates from 10.99% to 18.00% APR*
  • Overdraft protection when you connect your credit card to your SMCU checking account

Whether you’re just starting out or rebuilding your credit, the Visa® Secured card from SMCU is a responsible investment in your financial future.

* APR = Annual Percentage Rate; effective May 1st, 2018. All loans and credit cards offered on approved credit. Cards carry a variable rate that can change monthly.
Want to Upgrade to a Visa® Signature?
SMCU Platinum card holding members are invited to apply.
Learn More

Make Your Online Shopping Season Bright
Enter the Cyber Holiday Sweepstakes by using your SMCU Visa credit card
Learn more
Home Equity Loan
Build your budget around a predictable loan to pay for major expenses.