Visa® Signature Credit Card

*APR = Annual Percentage Rate. Rate effective January 2, 2021. ¹Promotional APR applies only on balance transfers occurring on a new line of credit and must occur during the limited time bonus promotional period of January 2, 2021 through February 27, 2021. All loans and credit cards are offered on approved credit. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR or introductory CURewards point offer will be applied to all purchase transactions posted within the first 90 days of the new line of credit. Cash advances are excluded from this offer. A balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived during the limited time balance transfer promotion period of January 2, 2021 through February 27, 2021.   A promotional balance transfer APR is good for 365 days from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. All loans and credit cards, including offers to perform a balance transfer, are subject to qualification. Must be a member in good standing. Please ask an SMCU representative for complete card and offer details or refer to your Card Agreement for complete card terms and conditions.

**Introductory offer of 10,000 CURewards points when making $5,000 in purchases within the first 90 is available only on a new Visa® Signature Credit Card line of credit and not available on any upgrade offer.