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Visa® Signature Credit Card

Turn everyday purchases into extraordinary experiences

Whether it's a quick stop to pick up dinner or a family trip along California's coast, San Mateo Credit Union's Visa® Signature Credit Card provides the spending flexibility you need and rewards every purchase. It's the ideal credit card if you make regular purchases and pay off your monthly balance, all while opening up opportunities worldwide through travel rewards.

  • No annual or foreign transaction fees
  • Credit limits from $5,000 to $35,000
  • Variable rates from 10.99% to 12.99% APR*
  • Limited time: Low-rate NO FEE balance transfer offer of 1.99%APR* for 12 months1
  • Earn two points for every $1 spent on gas and travel purchases and one point for every $1 spent on everything else
  • Points redeemable for various merchandise, travel deals, and cash back through the CURewards program

And there's even more to love about our Visa® Signature Credit Card:

  • Earn an extra 10,000 CURewards points when you make $5,000 in purchases within first 90 days**
  • CURewards points are redeemable starting at 2,500
  • Access exclusive Visa® specials on travel, shopping and entertainment
  • Connect your card to your SMCU checking account for overdraft protection

Get more out of life with our Visa® Signature Credit Card. Apply online, visit one of our branches or call our lending team at (650) 363-1725 to explore the possibilities.

*APR = Annual Percentage Rate. Rate effective January 3, 2022.
1Promotional APR will be applied to all balance transfers made during the promotional period of January 3, 2022 to February 28, 2022. Cash advances are excluded from this offer. All loans and credit cards are offered on approved credit and are subject to qualification including offers to perform a balance transfer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR or introductory CURewards point offer will be applied to all purchase transactions posted within the first 90 days of the new line of credit. Promotional balance transfer APR is good for 365 days (12 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate for balance transfers will revert to the APR as disclosed in your Card Agreement. The balance transfer/cash advance fee of 3.0% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived during the promotional period which ends February 28, 2022. Must be a member in good standing. Please ask an SMCU representative for complete card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.

**Introductory offer of 10,000 CURewards points when making $5,000 in purchases within the first 90 is available only on a new Visa® Signature Credit Card line of credit and not available on any other offer.

Credit Card Points with CURewards
Earn rewards when using your SMCU Visa® Signature, Platinum or Business Rewards card.
Learn more






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