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A personal loan from SMCU gives you choice and control for a low monthly payment. You decide where and when to spend: Celebrate a milestone. Update your home. Consolidate your bills. SMCU can help, whether you’re planning ahead or covering the unexpected.
With a personal loan from SMCU, you can:
From now through March 31, we’ll take 1% off your approved personal loan rate, making the rate as low as 7.99% APR**.
Questions? Don’t worry, we’re here to get answers.
*All loans are offered on approved credit and membership requirements must be met.
**APR = Annual Percentage Rate. Rate as low as 7.99% APR reflects a 1.00% APR discount, available from January 3, 2022 through March 31, 2022. Minimum loan amount is $300.
†Maximum loan term and loan amount depend on FICO score and other qualifications. All loans subject to credit, income, and debt verification and qualification. Offer, rate, and terms subject to change at any time without notice.
Federally insured by NCUA.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.