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Personal Loans

Freedom and flexibility at an affordable fixed rate

A personal loan from SMCU gives you choice and control for a low monthly payment. You decide where and when to spend: Celebrate a milestone. Update your home. Consolidate your bills. SMCU can help, whether you’re planning ahead or covering the unexpected.

With a personal loan from SMCU, you can:

  • Borrow up to $35,000
  • Enjoy a fixed rate with no surprises
  • Take control of your finances

Get your finances in shape with a personal loan

From now through March 31, we’ll take 1% off your approved personal loan rate, making the rate as low as 7.99% APR**.

  • Consolidate credit card balances and other high-rate debt
  • Only one monthly payment
  • Set up automatic payments
  • Loan amounts up to $25,000 and terms up to 60 months 

Questions? Don’t worry, we’re here to get answers.

*All loans are offered on approved credit and membership requirements must be met.

**APR = Annual Percentage Rate. Rate as low as 7.99% APR reflects a 1.00% APR discount, available from January 3, 2022 through March 31, 2022. Minimum loan amount is $300.
†Maximum loan term and loan amount depend on FICO score and other qualifications. All loans subject to credit, income, and debt verification and qualification. Offer, rate, and terms subject to change at any time without notice.
Federally insured by NCUA.

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Home Equity Loan
Build your budget around a predictable loan to pay for major expenses.

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