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Back-to-School Personal Loan

Make checking off the list of school essentials quick and easy

New computer. Check. Dorm room bedding and decor. Check. Peace-of-mind knowing your student has all they’ll need to start their college adventure. Check.

Seeing your child off to college is both exciting and stressful. A back-to-school personal loan, may be just the solution you need to ease your worries and your pocketbook.

SMCU's back-to-school personal loan has:

  • Rates as low as 8.99% APR*
  • Terms up to 60 months
  • Loan amounts up to $35,000

Funds can be used to:

  • Assist with tuition expenses
  • Purchase a new laptop or tablet
  • Pay for books
  • Decorate dorm room
  • Purchase an electric scooter or bike

Questions? Don't worry, we're here to get answers.

*APR = Annual Percentage Rate. Rate as low as 8.99% APR applies to terms up to 60 months, available from 7/1/2022 through 9/30/2022. All loans are subject to credit, income verification, and debt qualification. Rates and terms subject to change at any time. Total aggregate unsecured debt with the credit union may not exceed $35,000. Loan will be disbursed to Pay Direct OR to reimburse borrower for paid tuition if paid by borrower within the last 60 days. Member must provide documentation showing cost of courses, registration fees, books, proof of payment (if for reimbursement). Other restrictions may apply.

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