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Home Lending Center

Resources to help you finance and protect your most valuable asset

Whether you're a first-time home buyer or a long-time homeowner, San Mateo Credit Union provides the products and personal expertise you need. We'll help you secure financing for purchases or refinances, and we'll connect you to insurance agents who can customize a policy to fit.

homemortgages

Home Mortgages
Come home to excellent service and competitive rates.
  • Choose from fixed and adjustable options
  • Special programs for first-time buyers
  • Jumbo loans for larger purchases and refinances
Learn More

mortgagerefinance

Mortgage Refinance
Ours is a refinancing process that's easy to live with.
  • Secure a lower rate to save money
  • Shorten your term
  • Convert from adjustable to fixed, or vice versa
Learn More

homeequity

Home Equity
Tap into your home's market value for big projects.
  • Loans and lines of credit available
  • Use for major expenses or debt consolidation
  • Choose fixed or variable rate
Learn More

homeloanexperts

Home Loan Experts
Meet the mortgage team that's in your corner.
  • Experts in the San Mateo County market
  • We'll explain your options
  • Support every step of the way
Learn More

homeinsurance

Home Insurance
Protect your home and all that it stands for.
  • Coverage for a house, condo or manufactured home
  • SMCU members save money
  • We partner with TruStage
Learn More
Resources
Home Equity Loan
Build your budget around a predictable loan to pay for major expenses.