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Homeowners need tools. There are always things to fix and improvements to make around the house. Think of refinancing as a tool that you might be able to use to improve your financial picture or your home itself.
There are a number of reasons why mortgage refinancing might be useful, and to get the best advice we encourage you to discuss it with an SMCU mortgage professional. Over the years, we've helped many California residents achieve their financial goals through refinancing. So, what do you have in mind?
Take a look at current rates to see how they compare to the rate on your current mortgage. And remember, we're here to explain everything and help you make the right decision. We'll also help you understand the costs of refinancing, including closing, appraisal, and more.
All mortgage loans through San Mateo Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply. San Mateo Credit Union NMLS #416747.
A new look for us means better experience for you. Our redesigned site makes it easy to find what you need and it looks great on desktop and mobile.
Access to your account is only a couple clicks away. To log in, click the Login button at the top of any page, then enter your user name and password, which have not changed.
Find loans, accounts, credit cards, digital banking, and much more – all in fewer clicks. Explore the top navigation and go directly to popular pages using “Quick Links”
Find answers fast using our convenient search tool. Just submit your question to get a full range of results found within our site.
Choose a financial milestone on the homepage to read online educational materials, plan for related events, check out products and helpful resources, and more.
From useful calculators to online financial education courses to security tips, SMCU has an entire section dedicated to keeping you financially fit.