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Vehicle Loan Center

Get a loan for your vehicle, whether it rolls or floats

Here's your one-stop shop when you're looking for an auto loan, researching your next vehicle purchase, or looking for affordable insurance policies. San Mateo Credit Union caters to members in California and beyond who need loans for cars, trucks, SUVs, RVs, motorcycles, or boats.


Auto Loans
Get rolling toward a better deal when you finance through SMCU.
  • Ideal for purchases or refinances
  • New and used vehicles are eligible
  • Special programs for first-time buyers
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First-Time Auto Buyer Program
Grab the wheel of the first car you can call your own.
  • Borrow up to $20,000
  • Pay it back over up to five years
  • Build credit by making on-time payments
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Auto Smart
Car shopping just got smarter.
  • Find cars at dealers around the region without leaving your house
  • See reviews from real car buyers
  • Get on-site financing from dealers that partner with SMCU
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RV and Boat Loans
Find the right loan for the open road or the open water.
  • All classes of motorhomes
  • Travel trailers and popup campers
  • Fishing boats, pontoons, deck boats and sailboats
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Motorcycle Loans
With SMCU, you'll get the best financing on two wheels.
  • Terms up to 60 months
  • Finance up to 125%
  • New and used motorcycles are eligible
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Personal Auto Shopper
Skip the dealership and experience car buying like it should be.
  • Free to all SMCU members
  • Concierge service when searching for vehicles
  • Vehicle delivery to your door
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Vehicle Insurance
We partner with TruStage to offer policies that make sense for you.
  • Members-only discounts
  • Instant quotes
  • Advice from licensed agents
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Boat & RV Loans
For the open road or the open water, turn to SMCU to finance your next toy.