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Vehicle Loan Center

Get a loan for your vehicle, whether it rolls or floats

Here's your one-stop shop when you're looking for an auto loan, researching your next vehicle purchase, or looking for affordable insurance policies. San Mateo Credit Union caters to members in California and beyond who need loans for cars, trucks, SUVs, RVs, motorcycles, or boats.


Auto Loans

Get rolling toward a better deal when you finance through SMCU.

  • Ideal for purchases or refinances
  • New and used vehicles are eligible
  • Special programs for first-time buyers
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Car Sale Event

Join us for a Car Sale Event at Boardwalk Auto Mall.

  • Car sale event with Boardwalk Auto Mall
  • February 11 thru February 12, 10 am – 5 pm
  • Explore hundreds of quality vehicles
  • Get preapproved ahead of time. Learn More
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First-Time Auto Buyer Program

Grab the wheel of the first car you can call your own.

  • Borrow up to $20,000
  • Pay it back over up to five years
  • Build credit by making on-time payments
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RV and Boat Loans

Find the right loan for the open road or the open water.

  • All classes of motorhomes
  • Travel trailers and popup campers
  • Fishing boats, pontoons, deck boats and sailboats
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Motorcycle Loans

With SMCU, you'll get the best financing on two wheels.

  • Terms up to 60 months
  • Finance up to 125%
  • New and used motorcycles are eligible
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Personal Auto Shopper
Skip the dealership and experience car buying like it should be.
  • Free to all SMCU members
  • Concierge service when searching for vehicles
  • Vehicle delivery to your door
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Auto Smart

Car shopping just got smarter.

  • Find cars at dealers around the region without leaving your house
  • See reviews from real car buyers
  • Get on-site financing from dealers that partner with SMCU
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Vehicle Insurance
All your vehicle insurance needs in one place.
  • Vehicle Insurance through our partnership with TruStage.
  • Submit your Proof of Insurance.
  • Find out more GAP and Mechanical Repair Coverage.
Learn More
Boat & RV Loans
For the open road or the open water, turn to SMCU to finance your next toy.

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