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Auto Loans

With a simple process and low rates, practicality comes standard


What do you want from your next car? Whether it's cargo space for the kids or two seats and a convertible top for cruising down the open road, your new vehicle should feel like it's built just for you. When you choose an auto loan from San Mateo Credit Union, you'll get financing that feels the same way.

Whether you're purchasing a new or used vehicle, or you want to refinance your existing car loan to get a better deal, SMCU's auto loan is the solution.
 

Shift into gear with SMCU

  • Rates as low as 2.49% APR*
  • Choose terms up to 84 months
  • Same rate and term for purchases or refinances
If you're a first-time buyer, check out our special program below. And when you need help finding the right vehicle, we can lend a hand there, too.

* Annual Percentage Rate

first-timeautobuyerprogram

First-Time Auto Buyer Program
Grab the wheel of the first car you can call your own.
  • Borrow up to $20,000
  • Pay it back over up to five years
  • Build credit by making on-time payments
Learn More

pre-ownedcarsales

Pre-Owned Car Sales
Enjoy special car buying events just for SMCU members.
  • All types of used vehicles, many still under warranty
  • Fixed-rate loans with up to 100 percent financing
  • Trade-ins accepted
Learn More

autosmart

Auto Smart
Car shopping just got smarter.
  • Find cars at dealers around the region without leaving your house
  • See reviews from real car buyers
  • Get on-site financing from dealers that partner with SMCU
Learn More
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Boat & RV Loans
For the open road or the open water, turn to SMCU to finance your next toy.