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Auto Loans

With a simple process and low rates, practicality comes standard

What do you want from your next car? Whether it's cargo space for the kids or two seats and a convertible top for cruising down the open road, your new vehicle should feel like it's built just for you. When you choose an auto loan from San Mateo Credit Union, you'll get financing that feels the same way.

Whether you're purchasing a new or used vehicle, or you want to refinance your existing car loan to get a better deal, SMCU's auto loan is the solution.

Shift into gear with SMCU

  • Rates as low as 3.49% APR*
  • Choose terms up to 84 months
  • Same rate and term for purchases or refinances

If you're a first-time buyer, check out our special program below. And when you need help finding the right vehicle, we can lend a hand there, too.

  Apply Now

* Annual Percentage Rate


Car Sale Event

Join us for a Car Sale Event at Boardwalk Auto Mall.

  • Car sale event with Boardwalk Auto Mall
  • February 11 thru February 12, 10 am – 5 pm
  • Explore hundreds of quality vehicles
  • Get preapproved ahead of time. Learn More
Learn More


First-Time Auto Buyer Program

Grab the wheel of the first car you can call your own.

  • Borrow up to $20,000
  • Pay it back over up to five years
  • Build credit by making on-time payments
Learn More
Boat & RV Loans
For the open road or the open water, turn to SMCU to finance your next toy.

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