Skip to Main Content Skip to Sitemap Online Banking

First-Time Auto Buyer Program

Because every journey starts with the first mile

Buying a car for the first time should be an exciting time in your life. And it definitely can be, thanks to San Mateo Credit Union's First-Time Auto Buyer Program.

Maybe you're a younger person who hasn't had the chance to establish a long credit history yet. Or perhaps you do have a credit history, but it's somewhat limited. Whatever your situation, SMCU is here to help you buy that first car and experience your road trips in a whole new way -- from behind the wheel.

First-Time Auto Buyer Program Highlights

  • Maximum loan amount of $20,000
  • Terms up to 60 months
  • Vehicle must be 2012 or newer and have fewer than 100,000 miles
  • Minimum 10% cash down payment
Buying that first car and making your payments on time is a great way to build credit while enjoying the freedom of the open road. Call an SMCU loan officer today at (650) 363-1725 (choose option #3), click on the apply now button to start your application, or visit any branch to apply in person.
Boat & RV Loans
For the open road or the open water, turn to SMCU to finance your next toy.