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RV and Boat Loans

For the open road or the open water

Relaxation time seems harder to find these days, so make the most of yours by finally purchasing that boat or RV you've been eyeing, with financing from San Mateo Credit Union. Full coverage insurance is required.

We offer terms of up to 84 months and 125% of retail value* for:

  • All classes of motorhomes
  • Travel trailers, including fifth wheels**
  • Popup campers
  • Pontoons
Loan Purpose APR***
Buying a new boat, motor home, or travel trailer As low as 5.75%
Buying a used boat, motor home or travel trailer As low as 5.75%

Contact us today if you're ready to take your leisure time to the next level. Call (650) 363-1725 (choose option #3) or stop by your nearest SMCU branch. Or, click Apply Now to get started!


* The Credit Union may finance up to 125% of Retail Value, including tax, license, optional Mechanical Repair Coverage, Debt Protection and GAP. Any and all outside charges and DMV fees necessary to process the loan are paid by the member. Advertised rates are based on credit criteria. Your rate may be higher. 

**Trailer must be included in the purchase and financed with boat. 

***APR = Annual Percentage Rate. All Rates Subject to Change. SMCU does not charge application fees or closing costs on the loans shown above. 

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